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Nationwide online banking confusion
I bank with Nationwide as well as 2 other banks. Each month i transfer £400 from Nationwide into one other account. Now, this month i transfered the money on 6 Feb. I've just updated my accounts only for some reason the transfer I made on 6th was debited and also another identical one on the 7th Feb but this one…
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Credit card v loan to clear overdraft
Need a bit of advice please I have approx 700 overdraft with barclays and 1500 with halifax - how can I best clear this? As I am paying more interest than I actually use the card for!!! I have never had a credit card in my life and am a bit scared of them to be honest, would this be a better option than a loan do you…
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LloydsTSB Save The Change Fun Loophole
Official MSE Update - 24 April 07 CONTEST NOW LAUNCHED: click here for more info. What’s the deal? Lloyds TSB's new ‘Save the Change’ scheme is designed to encourage you to save money. As part of it there's a loophole to gain up to £100 of free cash during February and March. This one takes some work, so it’s more for…
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Should I keep switching bank accounts?
Any reason why I can't keep switching bank accounts every few years? In this way I get the offers available to new customers only (in my case, this is usually 12 months interest-free overdraft). (I employ a similar tactic for my mobile phone contract and always have done) However, do I risk being labelled as an…
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Should I keep switching bank accounts?
Any reason why I can't keep switching bank accounts every few years? In this way I get the offers available to new customers only (in my case, this is usually 12 months interest-free overdraft). (I employ a similar tactic for my mobile phone contract and always have done) However, do I risk being labelled as an…
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help needed finding a new account...
i am, trying to find a new account but dont know what bank/building society to apply to... i am currently with natwest... but have been having small problems but this affects my accounts greatly... one of the regualer ones is transfering money (online) between accounts and the payment goes 'missing' but then is found a…
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Help needed!!!
I am a single mum, my income is solely made up of benefits. I have a poor credit history and no photo id (could never afford a foreign holiday). I need to have my money paid into an account and I also have a sizeable cheque to bank. Where and how can I apply. Im not interested too much in overdrafts or credit cards. Can…
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converting bank overdraft to 0% credit card
Hi All, does anyone know of a 0% card out there that I can transfer my £1200 overdraft onto Many thanks Jenny Smith
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Barclays current account credit agency reporting
Does anyone know if Barclays reports the status of those current account with no full debit card(ie only electron) and no overdraft to equifax/experian/call credit?
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Credit Union Current Account
Interested in any feedback or views on the new Capital Credit Union Current Account. Particularly interested in considerations for people on low income or benefits. - It's a non-interest bearing account. - There's a charge of £1 per week for 'normal banking services'. That's up to 2 ATM balance enquiries and 2 credit…
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Barclay Bird, new girl on the block.
Hi everyone, I’m Barclay Bird, not actually new to the site, but new to posting. From my name, you might guess where I work ;) If you think I may be able to give you some “advice”, don’t hesitate to ask :D I cannot get you copies of statements or charges :o Hugs to all. BB xx
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A&L offer £25 for financial review - old news?
Hi Apologies if this is well know but I got a letter from A&L offering me a free financial review with the added incentive of £25 for attending. That's a no lose situation surely? I've booked an appointment with my local work branch and will see what they offer me. I'm not sure if this is open to all or if there is a…
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royal bank of scotland
i used to bank with them,but just over a year ago,i moved my finances(wages,direct debits etc) to alliance=leicester,yesterday i got a letter from rbs saying i owed them £253 as my account hadnt been closed and i was being charged £6 a mnoth(and think a few other things came out after it should of closed)now there…
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Nationwide Working Days for Standing Orders
Perhaps everyone already knows this but I only discovered it this week - If you have a monthly standing order with Nationwide and a few months down the line, the payment date falls on a Saturday or Bank Holiday (eg Good Friday or Easter Monday), they will take the payment from your account on that day rather than wait till…
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Direct Debit From Savings
Hi, I currently have my current account with hbos and i was wondering if anyone knows of a savings/other account they might have that allow direct debits to be setup. What i want to do is setup another account and have the direct debits come out of that one so all i have to do each month is transfer a lump of money over to…
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advice if you have direct debits all over the place
First question is do you have direct debits coming out on different days leaving you wondering how much money is yours and how much is for bill's? This was happening to me so I decided to add all of direct debits up then multiply them by 12 then divided by 52 to get a weekly figure ( I get paid weekly). Takes about five…
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HSBC missing payment recovery
Hi, In October last year I made an internet banking transfer of £200 to a friend. Unfortunately, he gave me his wife's sort code, but his account number, so it went to the wrong place... I spoke to HSBC, who were very unhelpful, then to Natwest who were much more helpful, and said that all I had to do was insist that HSBC…
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A & L Recomend a Friend
Me and my partner applied for this last year when it was £50 bonus. I'd read on the boards that if I recommended him and he recommended me we'd both get £100. Now A & L are telling him that this is not the case and we can only have the £50 bonus. Does anyone have any experience of this? Do I have any chance of the other…
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A&L queries and current a/c advice needed
Hey all, First post I'm afraid but a big fan of the site. Helping out my post University debts no end and I am grateful to you all for this. Question is..I applied for the A&L Premier Direct Current Account as this seems to be the best a/c about at the mo. Got turned down and offered their current account. Not the basic…
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Best Bank Account article discussion
This thread is specifically to discuss the content of Best Bank Accounts: Interest free overdrafts or a free £100 and 6% in-credit interest To discuss or ask a question about the article: click reply
