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overdraft question
I'm a newly registered member of this site (though been following it for a while). I am sure to most this is a simple question, but I want some advice relating to my current account. I have a large overdraft with Lloyds which I can't seem to shake off. I am self-employed. Should I look to take out a loan to pay off my…
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best banks for my 16 year old son
my son will be leaving school this september but he will be staying on in sixth form. he is entitled to EMA which is regular money given to him for staying on but he needs his own bank account to have the money transferred into. can anyone suggested a good bank account which will allow him to withdraw his money but not one…
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BoS - £100 to Switch
Adverts in the newspapers and online - if you switch to Bank of Scotland, you can get £100. Information online at: http://www.bankofscotlandhalifax.co.uk/bankaccounts/switchingtous.asp See the T&Cs at the bottom of the page (includes you have to use their switching service and pay in at least £1000 per month). Not sure if…
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A&L recommend a friend £50 voucher PDF
don't suppose anyone has this pdf saved or has any spare £50 vouchers knocking about, it's just that they've put it back down to £25 again :-( if someone has the pdf then it would be possible to print the £50 vouchers out and claim them! thanks in advance Jude
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New Current account
Hi Looking for a new current account preferably one with added extras such as mobile fone cover, Holiday insurance, car breakdown cover ect. Thanks, Pete.
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Acceptable Proof of Address
Hi all, My partner is new to the UK, and living with me (in property rented from my parents) she has no utility bills nor is likely to soon without some serious jiggery-pokery. What she does have is, some payslips, some Home Office letters to her (around sorting out visas and NI), a confirmation-of-address letter from her…
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Rbs £100
Hi! Is is worth switching from Barclays to RBS to get the £100 they are currently offering? I have a regular income, but do occasionally (two or three times a year) need to use my overdraft (£2K). Thanks.
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Woolwich acount upgrade.
1999 Woolwich gave me an open plan bank account with overdraft Visa card....cheque garrantee etc.....anyway by 2000 june...I was heavliy overdrawn had lost my steady job....going through a rough patch in life. but the oringinal basic current account was left open...and recently Ive started using it again.. Now I earn quite…
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Alliance And Leicester
They Are Very Quick To Slap A £25 Charge On Your Account Even When Transferring Money The Same Day Between Savings And Current Accounts
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current and savings
is there amy bank account that has a savings account that automatically tops up the current account if money runs out?
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£5 for a statement ordered accidently
hello. Changed banks to A&L recently and inavertantly ordered a a paper statement instead of a download version - my mistake I know BUT they are charging me a £fiver to send it to me! I called them within two minutes of ordering to say that I had made an inadvertant mistake and they almost may have said "your problem…
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Offshore Banking
Can anybody please give me anyhelp, i`m thinking off opening a offshore banking account. i would be using it for day to day bank in this county but also i may be using it for when i move to amsterdam. Which one is the best ???
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help with Natwest please
I am at my utter wits ends...it is a long story i will try to get it down as straight as I can. I have 2 accounts, my own current account and a joint account with hubby. I also have a loan in my sole name.. I owe approx 3k loan, have 3k overdraft which I somewhat live in, and have 2.5k overdraft on joint account. We only…
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LLOYDS OR NATIONWIDE?? Who would you pick??
hi all, Opening a new account, Who would you open with Nationwide or Lloyds TSB?? Any adive would be great!! Thanks Kelly
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Nationwide Chip & Pin question - relates to tonights Watchdog
I know there's another thread on this but I didn't want to gate crash it. However, I have a question. I'm with Nationwide, who are classed as a Building Society. Now, tonights Watchdog said that the BANKING code for BANKS means that if your card is used fraudently (with chip and Pin stuff), then they have to pay your money…
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Chip and PIN nightmare
Heartfelt apologies to the lady who appeared on Watchdog today. Long and the short of it, she is an A&L customer who had her account emptied via her debit card and A&L refused to give the money back. Now she has no money to pay her bills. The only way I can think to reduce the risk of being out of pocket is to use a credit…
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Government proposes sharing bank account details with reference agencies
:mad: The UK Goverment is currently thinking about whether to share YOUR banking details with Credit Reference Agencies. Though I agree we need credit agencies as a defence against over commitment, Banks already share the basic information with the agencies, so why do need to have a greater amount of information shared?…
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A thought UK Bank
As a existing Nationwide account holder I reapply this account in order to take advantage on free fee overseas ATM withdraw. Cannot believe they deny me coz I just apply basic flexaccount. Very angry and apply Citibank finally got a welcome pack today. After I get my Cash Mini Isa interest from Halifax on 5 April to use…
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Current Accounts that don't require salary
Hi folks, The title says it all really! I'm looking for a current account that will give me a maestro card and doesn't require salary to be paid in each month. Is there such a thing?
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Lloyds TSB Save the Change
Hi, just thought I'd pass this on, hopefully it's useful to some of you. I bank with Lloyds TSB and they've recently started a new scheme to help you save. What happens is that they round up any purchase you make on your debit card and put it into your savings account. This seems like a nice way of putting a little aside…
