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Withdrawal using stolen card but Abbey won't refund: any advice?
I am advising someone who is disputing an unauthorised withdrawal from her Abbey current account. Can anyone suggest any good arguments for challenging Abbey's descision? Off the record advice from bank employees would be especially helpful. The basics are: my client had both her debit card and driving licence stolen by a…
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Overdraft - Bad Credit Rating?
Hello A few months ago, Abbey gave me an interest free £100 overdraft. I never really used it until the past few weeks, when I have been in the red quite a bit. I've money coming into the account every week, so I'm constantly paying off the debt each Friday, but will being in the red so often give me a bad credit rating?…
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Graduate Account help
http://forums.moneysavingexpert.com/showthread.html?t=52413
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Best Business Bank Account - Advice Please
I've recently set myself up as a Sole Trader, and would like to open a seperate business bank account. Most of the big banks are offering 18 months free banking along with various other freebies. Who offers the best deals for new business accounts ? My personal current account is with Lloyds TSB, so I was tempted to go…
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A&L online saver
Have I read elsewhere that transfers between this and the linked A&L current account take place on the same day or take one day to complete? I have got my A&L online saver up and running today, and transferred money between it and the PremierPlus current a/cs It seemed to update both accounts immediately - which is good.…
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Phishing IQ test
From Your Money (Times/Sunday Times): A survey conducted by Mailfrontier has uncovered worrying evidence that consumers are easily duped by fake e-mails. It suggests that 92 per cent of people are unable to distinguish between real bank e-mails and fake "phishing" e-mails, which encourage customers to log on to a fake…
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What bank uses what credit ref agency?
Hello peeps, I recently came across a thread listing of many banks/credit card companies and what credit reference agency they use. Anyone seen it please?
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A favour
Does anyone know / have any good resources for teaching financial / money management - especially stuff that would be suitable for special needs pupils? Do any of the banks publish stuff? Any web resources? Anything anywhere? The Department of Education stuff is pretty useless for kids who aren't that academic and there is…
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Foriegn Cheques
Which is the best bank account to cash foriegn cheques?? Have a cheque in Euros which I want to change to stirling
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Nationwide Current Accounts?
Applied over two weeks ago now online, was accepted for o/draft, cheque book & Debit card. They stated that you will receive documents in the post in 5 working days, but thats long up now. My brother applied several weeks before me and he received his paperwork in about 10 days. Anybody else recently applied for an account…
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Euro Account?
I run a small business that among other things imports from Europe. I need to pay my suppliers and generally have to send money 2 - 3 times per month, at the moment I have to pay my bank £25 per transaction. Any ideas as to how I can drastically reduce this?
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Money Abroad
Hi all, I'm kinda new, so please be patient! I am travelling away this summer to the States for 5 - 6 Weeks and I need to take a fair bit of spending money with me (accomodation etc is all sorted already!). I need perhaps $600 - $700 dollars THROUGHOUT the total time I'm away! So I got a few questions! What's the best way…
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Need high interest current a/c with chequebook
I already have a personal current account, but need a new account for a building project, to keep things separate. I had a look at the recommendations, but mostly they don't seem to have a chequebook, which will be a must (I don't have time to put payments across to my personal account, do the paperwork needed to keep…
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Anyone opening a business account?
I'd be interested in knowing how long it takes with the different banks when your opening a business account.
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A&L additional £50 to be had, possible charity donation
I have recently opened an A&L current account. I went into a branch today and found a voucher where A&L was giving £50 to any current customer who recommended someone else as well. A prime opportunity for Money Savers to work together and split the extra £50. Then I started thinking how many people had opened accounts…
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Halifax Makes No Sense
Due to some credit problems 5 years ago we've been stuck with a Cardcash account with the Halifax ever since, we applied for a current account a few months ago when we learned they were getting rid of the Solo card and got quickly turned down. But today my DH went into the branch to pay in a cheque and they offered him a…
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foreign deposits(eu)
does anybody know the cheapest or free way to pay monies into an eu current account.tsb bank want £10-20 for international transfer.
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A & L current account + £250 cash back?
Hi, Went to see Alliance & Leicester yesterday about a mortgage and they suggested opening up one of their current accounts in order to receive £250 cash back in order to pay for the admin fees on the mortgage. It would mean placing £500 in the account every month, which could be used to pay off the mortgage. I haven't…
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£50 to open first Direct current account
Sorry if this in the wrong place - please move if it is In Good Housekeeping magazine I found a black flyer for First Direct Bank Open a current account with a £100 cheque guarentee card (doubles as a debit card ) Withdraw upto £500 a day free of charge at branches of HSBC and LINK in the UK. You can arrange to have your…
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Un presented cheques
Can anyone tell me who is liable if a cheque is written and not cashed? Is there a time limit after which the debt cannot be recovered? i wrote the cheque in October but the company only notified me 6 months after that they had not received payment. Am i still liable for the debt?
