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How can I help my mentalily ill mum get out of this bank charges circle?
Hi Everyone My mother has mental difficulties. She recieves basic state pension and pension credit and dla low rate which now have to be paid into her bank. For some years she has been getting into a pickle and cannot understand that she needs to leave money in her account to cover direct debits. I thought I had cracked…
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tax credits help needed urgent!
Hi I hope someone will be able to help and advise me. Here goes... I'm a single parent, and have been working as a mid day meals supervisor at a school, contracted for 8.75 hours. I receive IS due to ill health, full HB and council tax benefit. The school have offered me some more hours as a TA to cover one day a week…
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Redundancy and JSA
Hi, My fiance has just been made redundant, still haven't received redundancy pay this will be at the end of the month. Will be in the region of £3.5k. He's actively looking for a new job. I'm ESA - is he eligible for JSA from now? Thanks for any help
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Wfi
Aren't Carers allowance claimants who claim IS accepted automatically with no mandatory interview? Thanks
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housing benifit problems
my daughter claims housing benifit as she works 16 hours and has childcare cost aswell,november2009 last year we were never away from the city council sorting out her claim,taking everything they asked for down to prove her income,child care ect,the claim was sorted and we were happy with the outcome,we had done all the…
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Self employed, no income for over 6 months, help
Hi Guys, I've been running my own, small start up company. I'm working on long term projects which should eventually make me money. However, I have not been able to draw any personal money since the summer last year. I have survived on credit cards (all now maxed) and recently loans from family and friends. Not a happy…
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Benefits and Babies...Help....!
I am 29 and my partner is 24..i work full time and earn a basic of 30k plus i have a company car and fuel card..my partner works full time and earns 20k and has no added benefits (we expect her to do 16 hours after the preganncy so circa earnings of 8-10 k) Our little girl is due in may...... I have a son with my ex…
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Housing Benefit Query
Hi, I was wondering if I have to declare to a landlord or estate agent that I am in receipt of housing benefit. Can someone let me know? Thanks.
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JSA & Leasehold Service Charge
I live in a Leasehold Flat ans am currently getting Mortgage Interest Relief paid directly to the lender. As my flat is Leasehold and I have a monthly service charge, I receive this as a weekly topup to my JSA and pay it over to the management company. All running smoothly until the Management Company decide there is a…
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ESA medical form received - advice needed please
Hi all. I am need of a bit of advice if anyone can help. Apologies if the post is a bit disjointed :( OH has is currently on ESA and has recently been awarded DLA with higher rate mob and middle rate care. I have just applied for carers allowance but not yet heard back. Yesterday OH received medical form from ESA, (which…
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What should I know about claiming ESA for mental health reasons?
Hi all, As instructed by my GP, I recently requested an ESA claim pack which arrived promptly in the post and it asked for more information on whatever my illnesses may be and how they affect my ability to look for work. I actually have very severe Clinical Depression which my GP and other health professionals refer to as…
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Do you claim for Child benefits when the Baby is born?
Apologies as I have posted similar elsewhere but still don't quite have the answers I am looking for... Our Boy is due in around 14 weeks and I have no idea of what we are able to claim. At them moment we both work, although not on mega pay. My Girlfriend (we are both 24) takes home £930 a month and my pay, due to hour…
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WTC and CTC income change question - help!
Hi all I am about to change jobs and my income will effectively halve from 22k to 12k ish. My first question is when I inform the Tax credits office of this change will our payments be increased immediately? Secondly and I'm not sure that this would affect any increase in payments, we have been claiming tax credits since…
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housing benefit and self employment
hi Can anybody help please ? Do housing benefit allow for growing your business when assessing your claim. For example Say i make £60 profit one week but want to put all of the £60 back into buying more stock. Will housing benefit say i earnt nothing that week or will they say i earnt £60 ? many thanks char
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JSA (c) - HB and CTB
Hi All, I have applied for and was awarded JSA on 1st December 2010 - I was told it is contribution based as I have been working for the past 10 years or so. At the same time I have applied for both CTB and HB and I am STILL waiting for a decision. They were asking me for my daughter's student status and it took me ages to…
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Childcare element rates from April 2011?
I am currently on maternity leave and due to return to work in April. I have three children, one at primary school and 2 who would require full time childcare. I have worked out that childcare will cost approximately £1,500 - £1,600 per month. My dilemma is that I have no clue, come April what I will be entitled to with…
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When unemployed, what am I entitled to? (Scotland)
Hello All I am out of the country at the minute, and when I return to the UK I will be looking for a job. I will find a job as soon as possible, but I think there will be a period of a month or so (hopefully less!) where I'm not earning money. I sincerely hope it will be less, as I am happy to do temp work to tide me over…
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1st Baby- totally confused
Hi, My wife gave birth to our first child just before Xmas and we haven't got a clue if we are entitled to any WTC or CTC? Between us we earn circa 47k, and my wife plans to go back to work full time, and place the child in childcare full time as well. I have tried to use the turn2 website and for some reason it says we…
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Please help me - my partner has left me, don't know what to do.
hi everyone, i'm hoping that somebody can help me, i'm so confused. my partner has left me for somebody else, we have a one year old child together. he left me last month, and it looks like he won't be coming back as he now lives with another woman. i'm heartbroken and worried and i need to know if i will be entitled to…
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confused.com
hi guys! im hoping somebody, anybody or everybody can shinesome light on my situation! i gave birth in april 2010 (brand spanking new tax year) i started my maternity leave at the end of feb 2010! so this tax year i have not recieved 1 full pay chack just smp! as i have gone to claim my cb and tc i went to seek advice at…