1st Baby- totally confused

Robbie_Macca

Hi,

My wife gave birth to our first child just before Xmas and we haven't got a clue if we are entitled to any WTC or CTC?

Between us we earn circa 47k, and my wife plans to go back to work full time, and place the child in childcare full time as well.

I have tried to use the turn2 website and for some reason it says we would be entitled to £8004 per annum?!?!

Obviously this doesn't seem at all right, and we are getting confused, reading other posts with couples on less salary, and entitled to slot less.

What would you expect are entitlements to be based on our salary if any?

McKneff

Dont know where on earth you got your figures from.

You will receive Child benefit. I believe its about £20 a week,


Whats this 'the child' business, why do yu call your precious baby 'the child'.

nannytone_2

are you serious?
on 47k and still looking for handouts?

zagfles

You'll get some CTC this year (about £20 a week) but probably nothing next year (tax year that is - from April). For childcare costs you're almost certainly better off with vouchers, see:

http://www.hmrc.gov.uk/calcs/ccin.htm

zagfles

nannytone wrote: »

are you serious?
on 47k and still looking for handouts?

You get the family element plus baby element in full on income under £50k this year.

Baby element is scrapped next year and family element threshold goes down to 40k.

Keith

nannytone wrote: »

are you serious?
on 47k and still looking for handouts?

Why not? Surely they've paid enough in to claim something back.

Robbie_Macca

nannytone wrote: »

are you serious?
on 47k and still looking for handouts?

Err yes I am, if I can claim benefits on 47k then it obviously is considered to be inadequate for our position. Having both worked full time since leaving uni for almost ten years, with 14k of student loans still to be repaid, both never having claimed any benefits previously, a mortgage and of course our baby, I think we are entitled to claim

Benefits aren't just for those that are lazy or can't be arsed to get themselves an education or job.

tts42010

I thought benefits were there for people who actually need them though?

Don't think you would get much on the income you've quoted though.

Robbie_Macca

tts42010 wrote: »

I thought benefits were there for people who actually need them though?

Don't think you would get much on the income you've quoted though.

We will need them thanks, with childcare costing us £800 a month, which is the same as our mortgage we aren't going to have much spare change each month.... Perhaps some of you should consider that everyones financial commitments are different before you post?

Robbie_Macca

Yes but I bet your mortgage is a small fraction of ours.

Ok to put it a different context as I'm 29 so of similar age to your children... If your eldest had never claimed any benefits or the dole, gone to uni got educated, went straight into work and paid his/her taxes, got married, settled down, saved up for a 20k deposit for three years so that they could buy their first home, and then had your first grandchild (I can get the violin out if it helps ).... Would you seriously pity your eldest for claiming benefit that they are entitled to?

If so, maybe I really should of just quit school, choose not to work, get the girl next door up the duff and leech off of society...

Oh, and considering you don't work as you choose not to, and therefore don't pay taxes, I don't think you are contributing to the upbringing of my child are you?

iamana1ias

Robbie_Macca wrote: »

Yes but I bet your mortgage is a small fraction of ours.

Ok to put it a different context as I'm 29 so of similar age to your children... If your eldest had never claimed any benefits or the dole, gone to uni got educated, went straight into work and paid his/her taxes, got married, settled down, saved up for a 20k deposit for three years so that they could buy their first home, and then had your first grandchild (I can get the violin out if it helps ).... Would you seriously pity your eldest for claiming benefit that they are entitled to?

If so, maybe I really should of just quit school, choose not to work, get the girl next door up the duff and leech off of society...

Oh, and considering you don't work as you choose not to, and therefore don't pay taxes, I don't think you are contributing to the upbringing of my child are you?

Gosh, aren't you a charmer?! :eek:

Why do you think £800 a month is a lot to pay for housing? Given you must be bringing home almost £3k a month between you it's not exactly excessive.

Shame all of your hard work/uni education hasn't taught you any social skills. And it's "should have" not "should of".