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Another BR question please
Hi Two of my reasons for going bankrupt are that my ex is reducing my child maintenance from next month by £200 and my overtime at work has stopped, another £200 approx. I am aware that I have overcommitted on my credit debts and have been considering bankruptcy before this happened, but since the beginning of the year I…
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Feeling somewhat confused!
Hi, first of all, thanks to all of you for your contributions. In such stressful times the advice and support available here is golden. ;) I won’t tax you with too many details. In a nutshell, my situation has been bad for a decade. I started to accumulate some (by then still manageable) debts while at University, but the…
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more questions after putting it in the wrong forum!
Having read a lot more I was hoping someone could help me with some more questions I have; If you go bankrupt the literature explains how you might be making payments for upto three years- how is this decided? and what do you have to pay? Having done that test on the cccs website it suggested I pay £74 per month for the…
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phishing attack’ on co op
The Co-operative Bank has recently been the target of a ‘phishing attack’. ‘Phishing’ attacks happen when you receive a bogus e-mail claiming to be from a legitimate site and asking you to click on links within the e-mail. This e-mail claims to be from " Co-operative Bank", and asks you to click a link to confirm your…
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Discussion Thread
Hi, as it's a slow day i thought i might try to start a disscusion about bankruptcy. Since there are alot of people here who are either thinking about it, going through it or have recently been through it as well as some experts. The topic is What do you think of the current bankruptcy regulations. Do you think bankruptcy…
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Savings Accounts Post BR
Hi Has anyone had any luck opening a savings account after BR?.I was discharged in April 2009 and I have a Cashminder account with co-op since going BR in April 2008. Any help would be great Thanks Andy
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Getting rid of pre bankruptcy account from your credit file
Hi I have gone bankrupt and I can recommend it 100%.:T It has taken a huge weight of my life and now I can start to plan for the future. So with that in mind, I fully understand I am not going to be able to get any credit for a few years, no problem for me. However I was wondering how I could show that my previous credit…
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BR/IVA and the future
hi guys. im doing my best to get my head around all of this. This is the most stressful thing ever! i'm in £23,000 of debt.. At the moment i'm going through payplan and at the stage of letter have just been sent to me to send onto my creditors. I've opened a new account with alliance and leicester. Basically, i rent have…
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Is this allowed
Okay as with us all I have had various ups and downs in my life. I would however like to turn this into a positive and am very interested into doing a course in life coaching (which I would then like to do part time to supplement my income). I have not yet enrolled on a course but there is one I can do for 650. I have not…
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SOA - How Do You Work it Out
When only one of you is going B/R? My husband is by far and away the larger earner - I only work part-time, as we have a young son. All the debt is his (he's in a 12yr DAS :eek:), but our mortgage is joint (all paid and up to date). I don't know if I have to add my wage in or do I leave it out completely. Also, will they…
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Ema for student child when going Br??
Sorry if this is in the wrong place- didn't really want to mention Br in other forums. My daughter starts college in September... at the moment my OH earns just over the threshold for her to get ema, but with Br looming, is there any way she would be eligible, as her bus fares to get to college mount to £20 weekly alone!
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next appt with CAB not till Sept.. meanwhile mounting phone calls!
Hi all. My partner & i have been seeing the helpful people at CAB about debts, and going Br.. and we have been offered another meeting with them , to sort the br forms etc, but not till September! I realise they are very busy right now, and many probably take priority over us.. but what about the increasing phone calls…
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whats this all about???
hi all! i declared myself bankrupt last december am in full time employment and have not paid a penny in tax since then! thought they were taking pity on me and have no clue about this nil tax thing until i came onto this forum??? will they want it all back do you think........... and if so any idea when??:confused:
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Changing cars
Hi, We went bankrupt on 2nd July. Can I put our existing car in my husbands name - OR has no interest in this car and can I get a runaround in a couple of months time? Regards, Poodle
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Can you include university fees and bursaries in a bankrupsty
Paid by and to the University NOT the SLC obviously
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If Creditors reject a Trust Deed?
Does anyone know if creditor reject a Trust Deed from becoming protected can your Trustee make you bankrupt even though he sent me a letter 4 months ago saying he has resigned as Trustee. Any help advice would be great. Thanks :j
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Pension.
If my OH goes Bankrupt, what happens regards his pension? (He doesn't pay into one at work, but he has an Army pension) Thanks.
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new name for bankruptcy
Insolvent abuse... well it tickled me....
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Debt advice please!
Hi there, First of all I am sorry for the long message and probably not reading other threads which would help me but I feel its better to give the facts for my case and hope i get some good advice from you all! Cutting a long story short I have had a gambling addiction for a good 7 years now. the good news is that I…
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does post office account get frozen?
if you open up a post office account or co-op one before bankruptcy,does it get frozen like current accounts do as obviously the it would have to be written on the petition? also what happens with things that have to be paid by direct debit like rent etc? one more question-is there anyother way that sorts out debt without…
