We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
What have MoneySavers been talking about this week on the MSE Forum? Join us for a whistle-stop tour of some of the latest discussions and dilemmas. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
These days, voice recognition on our devices means you don't even need to type anything let alone use a pen and paper. But still, for some of us there are times where writing by hand is preferred. How often do you find yourself physically writing something down?
Join us for a slice of MSE Forum life as we explore this week's talking points, from pizza-making to tips on how to streamline your monthly financial routine. Read the full blog post Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
I am completing Self Assessment for 2024/25 tax year and am struggling to answer the questions on underpaid tax.This is the first time I've used SA and am doing it because my actual savings income in 2024/25 exceeded £10k. In Jan 2025 I received a P800 saying I owed £244.40 from Tax year 2023/24. This was due to exceeding…
Happy New Year! I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things can only get better My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining. That's a hell of a lot of waffle over the years 😆…
Due ev from company shortly. Out in all weathers and work away also. You name it I travel through it. Told heating drains battery quickly, so heated seat etc in to help. Plus heat car before you start off when on charge to get interior warm. No mention of demisting windows etc. Forgive me for my total ignorance - I'll…
1. I've been thinking about dying recently. Almost all of our assets are tied up in ISASIPP/investment/dealing accounts, where the proceeds, if extracted, are withdrawn to a nominated current account. In every case this is our joint account. Is it paranoid to worry about the joint account being frozen for a while in the…
Some basic facts and figures. Age – 59 Recently early retired DB Pensions (just started receiving) - £26,500 / yr fully indexed linked SIPP - £500k approx. SSISA - £350K My number – I need about £35k / yr Cash – c.£70k for emergencies and such like. Mortgage free and no debt. SP – full amount expected. My objective is to…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
It can help save cash while doing your bit for the environment at the same time, but how many of you have bought pre-loved clothing?
It's also been confirmed that you'll be able to get automatic compensation from your energy supplier for certain smart meter problems.
The Bank of England said there had been "substantial disinflation over the past two and a half years". It's the third time the base rate has been cut this year.
Free and available on iOS and Android
Tip Email
