We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Entertainment! Entertainment everywhere! We're truly living in the miracle age of consuming content. From our telly faves, blockbuster movies and entire series available to stream on demand. But our smaller screens are also fighting for our attention, with constant pings and notifications from friends and from around the…
For some meal deal fans, it's the best time of the year! The usual offerings are being replaced with this year's selection of creative Christmas alternatives. Christmas dinner sandwiches, pulled pork wraps, brie and cranberry baguettes and sides of pigs in blankets in pastry. There's weird combinations and old favourites…
For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone — I’ve just received a letter from Bristow & Sutor (enforcement company) addressed to me at my current address a couple of weeks ago, about a penalty charge notice for a council I don’t live in. Quick background: I have lived at this property for about 15 months and it’s mortgaged in my name. I updated my…
I've just been awarded higher rate mobility allowance and am going to use it to get a car. I've decided on an automatic fabia. My question is - do I have to shop around with different dealers in order to get the best price or is it the same price no matter where you get it from because it is government regulated? Thanks in…
Hi there, I really need some help / advice. i have read the newbies forum and post 2 but i don’t think i can find anything to help my particular situation… I got a parking ticket from Union House in Billericay on the 9th August 2023. i have received a few DCBL letters and I rang them today and they said it’s been given to…
Hi everyone, I'm keen to get a credit card to build up my credit history. I used the soft checker on here and got '100% pre approval' on an M&S purchase plus credit card. However I had the same result with a different card a few months ago, but when I went to apply they said I wasn't eligible due to not having 3 years of…
I would appreciate some help. Background In 2007 (or it might have been the year before) I got a credit card with M&S.To try to help with my debts that were starting to build, in 2008 I applied for a credit card with Halifax and they sent a card and then another card days later. I don't recall asking for a second card but…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Big screens, little screens! Everything wants your attention and we're becoming expert multitaskers. So how often do you watch your TV screen at the same time as using a second screen (phone/tablet/computer)? Let us know your thoughts on TV and scrolling
In the latest must-listen instalment of The Martin Lewis Podcast, Martin discusses the issue and what can be done about it with Ofgem boss Jonathan Brearley.
Music streaming platform Spotify is hiking the price of three of its 'Premium' plans – Individual, Duo and Family – by up to £2 a month (or £24 a year). We explain what's happening and how to cut costs – whether you stick with Spotify or ditch it.
Free and available on iOS and Android
Tip Email
