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This week's MSE Forum discussions span the range from what sort of garden hose to buy, to how to plan a bucket-list adventure by train on the other side of the world. Read on for more of this week's MoneySaving talking points. https://www.moneysavingexpert.com/team-blog/2026/07/forum-highlights-10-07-2026/ Seen something…
Long-time Forumites will have seen tales of retailers clamping down on customers they feel have made too many returns. How often do you find yourself returning goods you've bought online? Do you only return things that are clearly broken or not up to scratch? Or are you happy to send something back if you've changed your…
Holiday booking often involves a balancing act. You might find a bargain that's less convenient, a luxury option that's more expensive, or a flexible booking that offers extra peace of mind. When it comes down to it, what matters most to you when booking a holiday? Vote in the poll and share your thoughts in the thread.
Hello All Looking to retire from Greater Manchester LGPS at end of September. (date not fixed) GMPS Pension planner indicates pension value £11,332 P.A. ( no lump sum ). Also have AVC with Prudential value around £150,000. Looking at Maximum AVC lump sum calculator on LG website, this indicates maximum as £75,546 based on…
Yes no more getting up early to bag a coffee. From an email to Octopus Pros* today. Introducing the Monday Scratchcard: fairer free coffees, even more prizes Tens of thousands of treats, from free coffees to tasty snacks, dinner delivery discounts, chocolate bars and more will be up for grabs weekly to make Mondays a…
I have not yet funded this year's cash ISA, and have just got a matured previous year's cash ISA. Rates for both 1- and 2- year cash ISAs are about 4.6%. I haven't been tracking the rates over the last month or so, to see whether the general direction of travel is up or down. I am happy with either duration. Any thoughts?!
Letter from mortgage provider advises we have 2 options when current deal finishes: Your mortgage deal ends on….. Choose a new deal now, before current deal ends Do nothing and pay FOR In the 2 page letter there is no mention of being able to settle the mortgage without any ERC. Is it just me or does this appear to be…
With saved cash and voluntary redundancy money, I bought two or three certificates in an investment trust years ago, probably for £10,000 each or suchlike transferred them into x-o.co.uk but never kept a record of what I paid for them, as I thought the whole point of investing was to tuck them away and forget about it..…
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This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
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