We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Join us for a slice of MSE Forum life as we explore this week's talking points, from pizza-making to tips on how to streamline your monthly financial routine. Read the full blog post Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
Whether it's high street charity shops or websites like eBay and Vinted, there are plenty of second hand bargains to be had if you're looking to save cash on clothes (and do your bit for the environment at the same time). Have you ever bought a pre-loved item of clothing?
"Waiter, waiter! There's a fly in my soup!" "Shh! Quiet down or everyone will want one." Badum-tsh (thank you, I'm here all week) Whether it's an unwanted insect interloper or something else entirely, it can be disappointing to be dining out only to have a meal marred by a mistake. While some of us might flag it to the…
To use Guineapigsqueaks/Sa1sysoo words “A new thread for declutterbugs in (2015 2016 2017 2018 2019 2020 2021 2022 2023 2024) 2025 !" My 2024 was another washout on the decluttering & decorating fronts. That is what happens when I don’t plan ahead 😔 Neither DH nor I have managed to summon up any enthusiasm for anything…
Hi, just wanted to say that it took me just a few pain free minutes to easily open a brand new Virgin Money M Plus account so that I could subsequently open up and pay straight into its 10.38% regular saver account. It's a maximum of £250 per month and maturity date is 31st July 2025 so that was £162 for about 8 minutes…
Hello all Here again for round 2… my first diary https://forums.moneysavingexpert.com/discussion/4529627/can-i-do-it/p1 I’ve just looked back at this and as much as I really thought I knew what I was doing, it’s crazy to now see 10years later here I am. I was in my 20’s and ambitious and honestly looking back on it now how…
Currently my Flexi cash ISA (£1000) pays 3.9% and a savings account pays 5% I am a basic tax payer, would it be better to move the Flexi ISA to the 5% savings account ? Is one of the ways to work it out: 5 % - 3.9 % = 1.1% 1.1% x £1000 Flexi ISA = Interest earned Interest earned - (Interest earned x 20% tax) then choose…
I'm thinking of moving my £40k currently in a Trading 212 cash Isa elsewhere now interest rates have dropped. I am retired with a £13k a year pension, state pension a long way off. Am I right in thinking that I can earn up to £4k in savings interest before it is taxed so I don't necessarily need an ISA?
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
A fly in your soup? Food too cold? Wrong sauce? How often do you send something back in a restaurant?
It's also been confirmed that you'll be able to get automatic compensation from your energy supplier for certain smart meter problems.
The Bank of England said there had been "substantial disinflation over the past two and a half years". It's the third time the base rate has been cut this year.
Free and available on iOS and Android
Tip Email
