We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
For some meal deal fans, it's the best time of the year! The usual offerings are being replaced with this year's selection of creative Christmas alternatives. Christmas dinner sandwiches, pulled pork wraps, brie and cranberry baguettes and sides of pigs in blankets in pastry. There's weird combinations and old favourites…
For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
Hi all...I after some advise & reassurance please. My son recently received a Parking Charge Notice to the Keeper. This is dated 15/10/2025 & alleges an offence on the 9/8/2025. No windscreen ticket was posted. From reading the advice given on MSE it seems to me that as the NTK arrived after the 14 day deadline set out in…
Please could someone check if these calculations are correct about reducing IHT to 36% when leaving 10% of a net estate to charity. 1) No gift to charity Gross estate £1,200,000 Less NRB and RNRB (£500,000) Net taxable estate £700,000 IHT at 40% £280,000 Amount to legatees £920,000 2) 10% gift to charity Gross estate…
I received my latest bill and according to Southern Water I am using more water now than when one other person lived in the property and I had a leak. My son moved out in October 2023, at this time I was using 143 litres per day. The billing period for this time also included a leak. My latest bill says I am using 202…
Hi all Hopefully someone can help me - how do I check if my smart meter have the correct time. I have Aclara meter but there are A and B buttons none showing the time . Is it always correct time because the meter is smart? Reason for asking is because I moved flats but In the same building so all appliances are the same .…
Hi, I have been battling debt for many years. I finally got the majority of my cards paid off, and I'm now looking to move forward with buying my first home. I recently got married, and there is a small amount of residual debt from the wedding expenses, which I am paying off. Alongside paying this off, I also want to start…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
It's October... Do you think it's too early for retailers to be rolling out their Christmas Meal Deals? Or do you think now is the perfect time to release those festive options?
If you want your Christmas food shop delivered to your door, you'll need to pounce to get your preferred slot. Supermarkets including Asda and Waitrose are now taking bookings, and there's a trick to get early access at Sainsbury's and Tesco.
The State Pension is set to go up by 4.8% from April 2026 under what's known as the 'triple lock' guarantee – though the exact monetary increase you'll get depends on which version of the State Pension you receive.
Free and available on iOS and Android
Tip Email