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This week's MSE Forum discussions span the range from what sort of garden hose to buy, to how to plan a bucket-list adventure by train on the other side of the world. Read on for more of this week's MoneySaving talking points. https://www.moneysavingexpert.com/team-blog/2026/07/forum-highlights-10-07-2026/ Seen something…
Long-time Forumites will have seen tales of retailers clamping down on customers they feel have made too many returns. How often do you find yourself returning goods you've bought online? Do you only return things that are clearly broken or not up to scratch? Or are you happy to send something back if you've changed your…
Holiday booking often involves a balancing act. You might find a bargain that's less convenient, a luxury option that's more expensive, or a flexible booking that offers extra peace of mind. When it comes down to it, what matters most to you when booking a holiday? Vote in the poll and share your thoughts in the thread.
Hi, I have gone through an amicable divorce and we have decided to split our pensions 50:50. My ex husband's providers have followed the pension order without any charge but Teacher's pensions have been a nightmare and it looks like they want to charge us over £3000 for following the court order which is disgusting. If I…
Just for non Halifax / Lloyds members - has anyone actually managed to open one of these new accounts? I have been on the website and appear to be stuck in a doom loop and unable to actually find the place to apply ! Any help / links appreciated. I've also tried the app, but this states that I ned to open a current account…
Previously I was hoping to put some of my spare cash in ILG or gilts but the situation has changed. I am reviewing how to use my cash which is split into two main pots, a cash and a cash ISA. I am trying to decide when to use what and for which fund to minimise tax. I hope not to access these funds for the next ten years,…
When you switch a current account from one bank to another bank, can you still open a current account with the bank you switched from in the future? For example, if you perform a full switch from RBS to HSBC to get a switch incentive, your current account with RBS is closed. Can you now not bank with RBS anymore? I know…
Started working for yourself between 2015 and 2024? If you didn't tell HMRC using the specific CWF1 form – even if you registered for self-assessment – you may have incorrect gaps in your National Insurance (NI) record. And if that means you're not on track for the full State Pension, you're at risk of being underpaid…
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This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
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