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What's been going on in the MSE Forum this past week? Let's explore some of the topics that have generated debate and MoneySaving insight. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
Whether it's films, TV, music, books or video games, we live in an age where we can stream or buy our favourite media digitally. For many of us it's certainly convenient - we can access content wherever we are with just a few taps or clicks...unless the wifi goes down, or the platform decides to remove something from their…
Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
I have just got a fresh 12 month tariff with Octopus for just short of £178/month (£2136 pa), up from just over £164/month (1968 pa). There is just me and my wife in our sixties in a small 3 bedroom bungalow. Looking at my figures on my account dashboard, in 2024 we used 2250 kWh of electricity and 8100 kWh of gas. The…
My brother has a flight for him and his 2 kids from Los Angeles to Manchester via Dublin on Aer Lingus. The LA flight arrives into Dublin at 14:30 on Thu 7th August and the flight from Dublin to Manchester was later that same day (Thu 7th) at 20:20. He's recently been told by Aer Lingus that the Dublin to Manchester flight…
Hi recently travelled back from Rhodes to Birmingham the flight was delayed and landed 3 hours 22 minutes late. When we were on the runway waiting to leave the pilot came on the tannoy and apoligised for the delay saying the plane was late leaving Birmingham airport due to a hydraulic leak, and luckily Ryanair had a spare…
Hi all, Looking for some advice on how to help my MIL. She and her partner have an interest only mortgage. It has an outstanding balance of approx £19k and ends this year. My MIL is a pensioner and only has her state pension as income. Partner has no income but house deposit came from his inheritance so mortgage in joint…
My thinking is that withdrawals from my DC pension are effectively taxed at 15% (assuming I don't go over 256k of TFLS) so I would need the funds in the pension to grow 15% faster than the interest rate on the mortgage (lets call it 4% fixed) for it to be better to keep the mortgage. So if I can get a nominal return of…
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