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Hi everyone, We love hearing your MoneySaving success stories! Whether it's down to the Forum, the main MSE site or the Money Tips email, it's always great to read about how you've been able to use MSE's news articles, guides, tools or online community to help save money or reclaim it. So let us know below if something…
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
It's a conventional system around 32 years old. It was working fine this morning but when I turned it on again around midday, found that the radiators on ground level (apart from the one directly below the immersion tank in the lounge which is hot) are cold. The ones on upper level are hot. The one in the hall where the…
Hi all my current 2 year fixed mortgage deal of 5.20% is coming to an end on the 1st of May on a mortgage balance of £45900. Looking at new rates with current provider is about 3.9% with zero fees on another 2 year fixed if I accept now does the new deal start immediately or will it be 1st of May? I also have max holdings…
Time to start a new diary and try to post more to keep myself accountable! The numbers: Current mortgage: £279,586.61 on 1.74% fixed for another 6 years. Little to be gained by OPing so my focus is on savings and WIOTW (what I owe the world) and ATMN (amount to mortgage neutral). £55k stoozed, £78k in cash savings. ATMN…
I live in a top floor flat. The section at the end is a flat roof and as a result the hall is always cold. Is there anything I can in my flat to improve the insulation .
This might be a 'take professional advice' issue, but in case it is straightforward I am posting it.Spouse and I plan to update our wills. Everything will go to the surviving spouse and then to our two children. Possibly importantly, given the French context, they are my wife's children from her earlier marriage so are my…
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How much can you manage to save in 2026?
Join in for tips and advice on keeping costs down as the new year begins
We don't want to just find out what the best Celebrations chocolate is, we want the definitive order from best to worst. Can anything top the Malteser? Is a Milky Way better than a Mars? And is a Snickers really worse than a Bounty? Let us know in this year's Christmas poll.
Many mortgage lenders are cutting tracker and variable rates for existing customers as the dust settles on the Bank of England's decision to cut the base rate from 4% to 3.75% just days ago. If you're on one of these types of mortgages, here's what's happening to your rate.
Octopus Energy customers on fixed tariffs WILL see the proposed '£150 energy saving' announced in the Autumn Budget passed on to their bills, the provider has announced. Martin Lewis has been lobbying the Government in recent weeks to ensure the savings aren't just applied to those on standard variable tariffs, but to all fixes too.
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