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Our shopping habits are constantly changing when it comes to how we get our groceries. Supermarkets are offering more online shopping and home deliveries, stores are increasing the use of self check-outs/scan and go and there isn't even an Eastenders omnibus window on Sunday afternoons to guarantee a quiet shopping window…
Entertainment! Entertainment everywhere! We're truly living in the miracle age of consuming content. From our telly faves, blockbuster movies and entire series available to stream on demand. But our smaller screens are also fighting for our attention, with constant pings and notifications from friends and from around the…
For some meal deal fans, it's the best time of the year! The usual offerings are being replaced with this year's selection of creative Christmas alternatives. Christmas dinner sandwiches, pulled pork wraps, brie and cranberry baguettes and sides of pigs in blankets in pastry. There's weird combinations and old favourites…
As we all love a bit of speculating on here... I don't think this one has been mentioned yet (and apologies if it has but I've missed it) Basically a suggestion that the NI benefits to Salary Sacrifice pension contributions could be limited to a maximum of £2000 per year, with NI (employer and employee) becoming payable…
Sil has Probate on a late friends estate, which includes a wee hoosie. The estranged family are threatening a challenge to this (little chance of success), and have taken on themselves to look after the property - we are currently examining whether they are doing this correctly. Anyone got experience of such a policy?…
My salary takes me over the 40% tax bracket as I earn £51890 per annum. I do a salary sacrifice into a DC pension which is 10% of my salary and amounts to £5189 per annum. This makes my taxable salary £46701, i.e. 20% tax payer. My question is - am I a 20% tax payer with regards to interest on savings because of the above,…
Whenever I've gone to Spain I've always loaded a chase card up which gives you no fees with transactions plus the exchange rate is as good as your gonna get it. I've found out that I can actually use my Lloyds Card abroad now with no fees, I have the Club Lloyds card with no fees anymore but I don't know about the exchange…
Morning folks. Off for my procedure later. Trying to relax a bit longer.
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Big screens, little screens! Everything wants your attention and we're becoming expert multitaskers. So how often do you watch your TV screen at the same time as using a second screen (phone/tablet/computer)? Let us know your thoughts on TV and scrolling
Tomato Energy has gone under. If you're one of its 15,000 household customers, your supply won't be affected and any credit balance you had with the firm will be protected – but you should take meter readings now. Here's what you need to know.
NS&I has increased the interest rates you can get on all of its fixed-term 'British Savings Bonds'. Its new deals are strong across the board, especially if you're looking to save with a well-known name – though you can earn a bit more from the top-paying accounts elsewhere.
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