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Is it worth spending more up front to buy an appliance that's substantially cheaper to run? That's one of the talking points on the MSE Forum this week. Read on to explore that thread and more of the latest conversations in our MoneySaving community.…
Chancellor John Healy has delivered the Government’s latest Budget, revealing various measures like the scrapping of Gas Standing Charges, a boost to national minimum wage and a freeze on fuel duty. You can find a list of the announcements on MSE News along with Martin’s reactions Will the Budget be a boon to your finances…
For two decades MoneySavers have been encouraging one another via the MSE Forum to put aside spare change in the year-long Sealed Pot Challenge. This week Forumites broke open those pots and counted the contents. Read on for more on that and the rest of the week's discussions.…
I’m a leaseholder in a building that comprises a few commercial units and four flats. The four flats are served by two really basic communal staircases - a few lightbulbs and a fire alarm control panel. For years I’ve been asking the managing agent why the electricity bill for these communal staircases comes to £1200+…
My finances have always been simple, and since retiring my only income is from a Civil Service pension and some interest from savings held in bank accounts. HMRC send me 2 letters a year stating what tax I need to pay on my pension and interest and adjust my pension’s tax code accordingly. By chance a friend mentioned that…
Title: £60k unsecured debt – starting a DMP and need some step-by-step advice Hi everyone, I’m 34 and currently living with my parents. I have around £60,000 of unsecured debt, made up of approximately £30,000 in credit cards and £30,000 in loans. I have a great girlfriend and would really like to move out and start…
I am on the BG Collective Feb27 which has good fixed rates until early February but then it will be such a hike to the new tariffs when I come off it. I am wondering if I switch now or stick with my current tariff? Any thoughts, advice, help greatly received and appreciated!
Hello! In the last couple of days I've finally had the 'lightbulb' moment with regards to our debt and spending habits - although it was definitely more of a "oh !!!!!!" moment. For years, I'd probably say well over a decade, I've just been playing the money shuffle game and made any debts a tomorrow problem and while I…
MSE has a new tool to help you work out if you're owed compensation for a delayed flight, and to help you draft your claim letter - and we'd like you to take it out for a test flight
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Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know.
The State Pension is likely to rise by 3.9% next April, taking the full new State Pension to over £13,000 a year. It means the State Pension now breaches the tax-free personal allowance for some.
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