We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
This week's MSE Forum discussions span the range from what sort of garden hose to buy, to how to plan a bucket-list adventure by train on the other side of the world. Read on for more of this week's MoneySaving talking points. https://www.moneysavingexpert.com/team-blog/2026/07/forum-highlights-10-07-2026/ Seen something…
Long-time Forumites will have seen tales of retailers clamping down on customers they feel have made too many returns. How often do you find yourself returning goods you've bought online? Do you only return things that are clearly broken or not up to scratch? Or are you happy to send something back if you've changed your…
Holiday booking often involves a balancing act. You might find a bargain that's less convenient, a luxury option that's more expensive, or a flexible booking that offers extra peace of mind. When it comes down to it, what matters most to you when booking a holiday? Vote in the poll and share your thoughts in the thread.
I have a mobile on O2 Classic PAYG. I can log on to the O2 web site (I don't use their app) and see the current balance and how to top up. Is it possible to see recent activity, such as which numbers I phoned, or whether money has been charged for calls, texts or data? If so, how do I do this, please?
I'm planning to sell a property in London and I'm trying to decide whether to use a boutique independent estate agent or one of the larger national brands. From your experience: Did you get better communication from a smaller agency? Were the fees negotiable? Did they achieve a better sale price or simply provide better…
Hi I’m a newbie and this is my first post so apologies if I get anything wrong please be gentle! Also sorry it’s a long one… My 19 yr old son was involved in a non fault RTA on March 20th. All on dashcam and not disputed by other driver. All done through other drivers insurance (Hastings) and initially seemed fine - they…
Hi all, We're 2 adults going to Malta on the 5th August for 3 days. We're staying in a hotel in Qrendi. Does anyone have any general travel advice for Malta? For example: Do they have the same plug sockets as the UK, or will I need my plug adaptor? Are cards generally accepted everywhere, or should I take cash? If I take…
Hi all I am 42yrs old and due to long-term illness have no savings or pension (except the state pension). I am now in a position to start something for an income/funds after I retire. I have about £200 in a ‘people’s pension’ which is from an old job. They charge £6.50 a year and take 0.5% of my pension pot anually. It has…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
How much can you manage to save in 2026?
Helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash.
We love seeing your MoneySaving success stories! Let us know below if something you've read or done on MSE this year has left you better off. We might even share your story in a future Money Tips email!
This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
Free and available on iOS and Android
Tip Email
