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How do you organise your savings? This week Forumites have been discussing the merits of different approaches to saving for specific goals. Read on for more on that – and the rest of the week's MSE Forum highlights. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
What's been going on in the MSE Forum this past week? Let's explore some of the topics that have generated debate and MoneySaving insight. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
Whether it's films, TV, music, books or video games, we live in an age where we can stream or buy our favourite media digitally. For many of us it's certainly convenient - we can access content wherever we are with just a few taps or clicks...unless the wifi goes down, or the platform decides to remove something from their…
I have started this thread to respond to a comment on a different thread ( Martin Lewis: Standing charges update risks households paying more) without taking that thread off topic That is an interesting (and valid) point. Ultimately if every individual optimised their consumption to achieve the lowest import price on a ToU…
At the weekend, whilst staying in a hotel and using the recommended public car park, I was issued a PCN for parking my EV in an EV bay without charging. The car park had a max stay of 3 days, so no issue there with over staying. I paid the parking charges required to park there over the weekend, there was no max limit on…
Age: 48 Annual Gross Salary = 75k 160K Accidental Landlord = 1,450 monthly (since this year) Workplace pension pot = 250K + 100K SIPP = 75K. 100K Spouse SIPP = 30K 70K ISA = 40K 60K (as an emergency fund, will be moved to Share ISA) Saving = 30K Pension contribution since this year: 45% + 5% = 50%. 20% + 10% = 30% NI…
Hi, I worked for a company for several years and was opted out but then I left and became self employed for many more years. Q. During my self employed years I think I paid NI so do these self employed years contribute to my state pension entitlement along with the years in employment but prior to my opting out?
We are in the process of moving from Scotland to England and couldn't hold up the sale any further than 1 July 2025 because of the Scottish laws. We have been up front from the outset that we needed the purchase to move as fast as possible and were under the impression that the house we are purchasing was empty. Although…
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