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LBM in 2003.. What have I been doing since??!
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The rhubard bread sounds yummy, let us know how it turns out.
DD2 made the white Chocolate Bread ( I cant remember the name of it exactly ) from the J@ck cookbook a few weeks ago. Apparently it was really nice although it was all gone before I got a look in !!
Hope the few days away go well Mrs B xxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Thanks folks. All good and SO enjoying the good weather
Hope it all works out for Jack. She and Small Boy so deserve it.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Morning Brizzle
Sorry I'm a bit late to the party, but have a massive
!!!CONGRATULATIONS!!!
on getting where we all want to be :T:T:T
Sounds like you might also have some plans afoot??? Are you able to share yet? xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Hiya :wave:
Lovely that you popped in Happy..how the devil are you?? Good I hope.
I am optimistic. Its a nice place to be. I think I can mention the changes which will happen over the summer..basically I am changing my work drastically so I can be freelance and do more than 1 thing. Being DF has really helped me make the leap and whilst being with the security of a fixed pay packet can be a blessing it is also controlling me and I increasingly resent that aspect of it. So...I will try and work for a number of organisations and also find time to do more of the things that I really care about and 'make the world a better place' as it were. So some changes and some things (like long hours!!) will stay pretty much the same. It may not work out but hey ho I now have a Plan B..sell up and downsize. Its not a bad Plan B at all
Today we enjoyed the sunshine..had a great picnic at a NT property in Devon. Glorious. We had a picnic packed but then supplemented from a great farmers market . GorgeousOur kind of blissful day. I even picked up some tomato plants so thats handy. 50p each
The reason we were in Devon was to choose a kitten...they are very very little and after having a good chat we decided to get two! For company. Decadent but I know its the right thing to do. And now I have the savings to use!! Yay!! Its from the same breeder that we got our beloved last cat from so it feels like a link with his family as the new kittens are very very distantly related to his mother. We will get them in 3 months time (they are only about 3 weeks at the moment)
Had a huge half organic pig delivered this week from a local farm. Mahoosive. Looks great but one of the hams is 6KG! Tilly..anyone.. - any ideas??! I am half wondering about borrowing a friends smoker and having smoked ham hanging up in our larder..very 19th century :rotfl: But need to look into it and check how to properly prepare it...and so as a result our freezer is rammed.
What else..havent made the rhubarb bread yet but making banana bread in the BM at the moment as 2 manky bananas to use up. Solar panels are going well. Done some PC and YouGov surveys. Lots of pegging out going on. Will go to the allotment tomorrow and check on the new veggies. One item has sold today on EBay. Have been paid promptly so thats good. I may just drop the starting prices on the remaining items and shift them however...
Think thats it folks. A busy fortnight coming up so may not be checking in very much but hope everyone is in good form
Sending everyone hugs
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I think its important to keep the motivation and making the money. I am starting to feel like being debt free is so close. I cant wait. I will never go back to being in debt again!Trying to shift that debt!0
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Hi Brizzle,
Thank you for the offer of rhubarb but if its not the right time for it to be moved i understand
You sound very happy with your decision regarding work which is great :T
And did you mention a holiday too?
Good luck with the sales on bay of e - mine don't seem to be going very well - sold about 10% of listings but at least thats 10% of stuff gone :T
And how exciting 2 kittens :j:j:j are they a particular breed ? i just ask with you travelling for themCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Yay to kittens and new work plans
Good luck with it all"If you can dream it, you can do it". Walt Disney0 -
Missed the kittens~saw three fabby ones todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oooh new kittens
Glad to hear everything is sounding great! Sorry I haven't popped in much my laptop keeps getting stolen by the teenager!!! xxx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
Total- £1162.23
Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)
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Brizzle - somehow I've managed to miss your breads for the last week or so - well done to your dd doing Dartmoor - I was avidly watching the progress of two friends' children as last year they unfortunately had to pull out before they reached the first tor. They both completed it this year:j. What vile weather it was as well.0
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