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LBM in 2003.. What have I been doing since??!
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Blimey. Truly shattered. Tonnes more walking today. Came home an hour ago and collapsed!:rotfl:
More fab food with a picnic in the sun made up of food from the festival
eBay bids seem a little stuck. But day to go and most have watchers so fingers crossed. Brilliant day on panels yest but today less good - just shy of £3. Better than nowt tho of course
Right need to get kids shifted towards getting ready for school tomorrow. Ugh. Wish me luck!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Oooh Hobbs!
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Hmm...Hobbs. My downfall as Piq knows
Anyway, will take the unnecessaries 
back and thank goodness that I have a savings pot to raid for these darn wedding outfits
Settling down to an early night. OH off out with DD1 for a club/parents meeting. I am exhausted. Whoever knew that food festivals would be so tiring!
Hope everyone has had a good weekend.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »I am exhausted. Whoever knew that food festivals would be so tiring!
^^^ :rotfl::rotfl::rotfl::rotfl:
Greying Pounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend September 2025 £172.72/£200
Non-food spend September 2025 £26.14/£50
Bulk Fund September (month 9 of 12) £4.80/£400 -
Absolutely!! ate loads too
You'd have loved it GP. Hope to see you next timeMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I shall book into the best B&B in the county Brizzy
Greying Pounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend September 2025 £172.72/£200
Non-food spend September 2025 £26.14/£50
Bulk Fund September (month 9 of 12) £4.80/£400 -
Yep..do. Always welcome MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
A month and 5 days of being DF...it's a great feeling....but still want to make more progress.
Couple of things I am musing on..
- generally I put any spare money against the mortgage as OPs can always be withdrawn. But given some recent press and the MMR stuff I am wondering whether it's safer in an ISA. I probably need to check with the bank that their custom and practice won't change but it's hard to guarantee it isn't it. I will need to have a buffer though over the summer as cash flow could be an issue in the summer as I move payment terms around a bit.
- next thing was trying to save as hard as I did when I was trying to get the cards paid off. Seems that my resolve slips a bit and OH's definitely has. We seem to need goals. Maybe these are the £12k buffer by the end of 2014 in the mortgage and the savings pots but I know we could do even more. I think I will suggest we have a chat tomorrow eve about it and agree some goals together.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Morning, Belated birthday wishes for DD1 ...I've also had an exhausting weekend, i'd like another one to get over it please We went to see Spiderman instead of Captain America, DS1 was outvoted
so we might watch that one next to appease him . Good luck with finding some new goals for saving, I still treat my money as if i'm in debt, which is probably a good thing for me as I can't be trusted not to spend it all on am@zon otherwise :rotfl: xx MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Thanks DFW! Spiderman will be next on the list I am sure
I do have some goals..will be sharing this eve if OH and I ever get a chance to talk Family life is fairly full on this week..altho when is it not?!
BM worked well and freezer foods (aka. fishfingers) for a kids tea this eve..they asked for one! OH and I are having Parsnip Couscous, a Peter Gordon recipe out of a Riverf@rd book so will let you know what its like. We don't often eat separately but this time is different and I am not fussed about fishfingers if I am honest :rotfl:
EBay auction gaining momentum slowly...send me positive thoughts!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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