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How long to leave it before having children?
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summerday
Posts: 1,351 Forumite
Hi,
I realise this is a very personal and subjective question, but I welcome all views.
I am 25 and know that I definitely want children one day, probably 2, partner feels the same. Now isn't the right time for us because I hope to re-train for another career, hopefully to start a course in Sept 2006 or 2007. Then I would hope to work in the new career for a year or 2 to get used to it before starting a family.
Also, we bought our first house last year and are happy here, but the plan is to hopefully qualify for a mortgage for a bigger house when I have been working in my new career for a couple of years and OH will be on a bit better money than now. If we waited till we had a child and I was a SAHM it might be unlikely that we would qualify for a bigger mortgage on just my partner's salary (although I hasten to add we wouldn't be silly enough to apply for a mortage bigger than we could manage, the one we have at the moment is based on both our salaries but we are very sensible and quite frugal with our money so technically could manage all our outgoings on just one of our salaries). So we would apply for the mortgage on a bigger house while I am working full time in my new career, just before we start trying for first baby.
So that's the plan, but I guess I am thinking of waiting until I am 31 or 32 before trying for our first baby. There isn't a history of women having problems conceiving in our family, but I don't know how quickly womens fertility drops when they're into their 30s. Also I don't know what the rules are on IVF in terms of age/ how long you've been trying.
If anyone can offer any advice or suggestions, or tell me their own stories about waiting till their 30s before trying for 1st baby I would love to hear it! I know this may sound very planned and being worked around our financial situation but I definitely want children one day and would be heartbroken if I couldn't.
Sarah.x
I realise this is a very personal and subjective question, but I welcome all views.
I am 25 and know that I definitely want children one day, probably 2, partner feels the same. Now isn't the right time for us because I hope to re-train for another career, hopefully to start a course in Sept 2006 or 2007. Then I would hope to work in the new career for a year or 2 to get used to it before starting a family.
Also, we bought our first house last year and are happy here, but the plan is to hopefully qualify for a mortgage for a bigger house when I have been working in my new career for a couple of years and OH will be on a bit better money than now. If we waited till we had a child and I was a SAHM it might be unlikely that we would qualify for a bigger mortgage on just my partner's salary (although I hasten to add we wouldn't be silly enough to apply for a mortage bigger than we could manage, the one we have at the moment is based on both our salaries but we are very sensible and quite frugal with our money so technically could manage all our outgoings on just one of our salaries). So we would apply for the mortgage on a bigger house while I am working full time in my new career, just before we start trying for first baby.
So that's the plan, but I guess I am thinking of waiting until I am 31 or 32 before trying for our first baby. There isn't a history of women having problems conceiving in our family, but I don't know how quickly womens fertility drops when they're into their 30s. Also I don't know what the rules are on IVF in terms of age/ how long you've been trying.
If anyone can offer any advice or suggestions, or tell me their own stories about waiting till their 30s before trying for 1st baby I would love to hear it! I know this may sound very planned and being worked around our financial situation but I definitely want children one day and would be heartbroken if I couldn't.
Sarah.x
Yesterday is today's memories, tomorrow is today's dreams 

0
Comments
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I believe you are right in saying the time now is not right, but personally I wouldn't be worrying about when would be the right time. Things can change month by month and year by year. Some times things like this just fall into place.
I was nearly 26 when I had my 1st, nearly 32 when I had my 2nd. Spoilt them both, still do.£2 Coins Savings Club 2012 is £4.............................NCFC member No: 00005.........
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I had my first child at 25 and had the next two before I was thirty, and that was perfect timing for us. We weren't well off and didn't move to a bigger house as quickly as we originally intended but we managed and were happy.
However, my children are all grown up now and I find I'm in two minds about them having children themselves! Not because I wouldn't love to be a gran but because the world seems to be such a horrible place and without hope of improving :eek: . I don't recall feeling that way when I was in my twenties but thirty years on I find myself avoiding the news whenever possible. Sorry, I know this isn't a proper answer to your thread but felt the need to respond. I do send my very best wishes for your future. :beer:0 -
Rikki wrote:I believe you are right in saying the time now is not right, but personally I wouldn't be worrying about when would be the right time. Things can change month by month and year by year. Sometimes things like this just fall into place.
I was nearly 26 when I had my 1st, nearly 32 when I had my 2nd. Spoilt them both, still do.
I agree with Rikki. You said the time is not right - just now and you really don't have to plan it like a military campaign. Leave it until you've finished what you're doing now, then think again.
Save up a bit first - having children inevitably costs you money?
(Rikki, I had my eldest daughter at 26, a miscarriage the following year and had our second daughter when I was 29).
Aunty Margaret[FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
Before I found wisdom, I became old.0 -
This is such a difficult decision to make, isn't it? I would just say - be aware that not everything goes to plan, even when you think you've thought about everything! In my case, we wanted to wait until we had the nice family house, husband established in career (we decided I'd stay at home to look after any babies) etc which we did. All very laid back, no rush, etc. Got pregnant, had a miscarriage. Amazing how unimportant everything else became, then! Was desperate to have a baby, and had No.1 son when I was 27. We had always wanted more, so after the planned (ish!) couple of years, tried for another, got pregnant, had another miscarriage. And again! Finally had 2nd baby at aged 30, and then another at 32. The other complicating factor was severe post-natal depression (you don't expect that when you want the babies so badly :rolleyes: ), which took a whole chunk away from my life.
I'm trying to show that the best-laid plans etc and if you really want children don't be side-tracked by other things which can always be addressed later. Having said all that, you seem to have thought everything through very sensibly
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