Barclays Bank (merged)

I rang Barclays yesterday just to see they actually received my template letter and cq as it was sent nearly 4 weeks ago and we've heard nothing to be responded to by a snotty lady on the phone who replied ' well I cant tell you, we've got lots to rifle through, when we get to it, you'll hear from us' so i'll sit and wait patiently

Kez

Hi, I was just wondering - Has anyone had their bank account closed after accepting an initial partial offer?

I've written and asked for £840 and been offered £630 as a goodwill offer. I'm happy with that, but if they're (barclays) likely to close my account, I'll push for it all plus interest.

Any advice gratefull received!

Thanks!

orient81 wrote: »

Sent my first letter to Barclays 17th May for £2,450 without interest. Gave them the usual 14 days to respond. I had a letter on the 23rd May saying they are investigating the claims and it will take 4 to 8 weeks.

Do I wait 4 weeks, 8 weeks or am I now in a position to send the second letter threatening court action. When I send the letter do I then add on interest?

Advice needed urgently! Cheers

That all depends how quick you want your money and if you are prepared to be bullied by them. You will probable get an offer of around 50% of your claim after 2nd letter. They will up this to about 75% if you reject the offer but if you hold out could get 100% plus 8% interest (and court costs repaid i.e. you will need to take them to court). At the end of the day it is up to you as to how much you are willing to settle for and how long you are prepared to wait for it.

Personally, I held out and took them to court. Be warned this is not a quick fix and they will no doubt put in a defence on the last possible day. You have to fully understand what it is about their charge that is illegal before you take it to court and make sure you can stand your ground. You also need to ask them the right questions to show them you know what it is you are asking and that you will be asking them the same questions in court.

Click my name and read how I'm doing

hi Loz, 14 vdays ago i filled in mcol i used the basic letter martin gives us. It doesn't have room on the website to put much detail in i.e. a total breakdown of charges with dates. so i just put charges and the interest and the dates from and to when it happened , is this enough. Im worried i may loose my claim due to lack of detail.if it goes to court have i got to argue my case, surely its clear enough. im really worried now coz ive heard nothing from barclays. if they put in a defence on the last day how long do they have then? hope u can help. thanks. deb54

Hi All
UpdateI have just rang Barclays they are going to settle out of court. I have had to email them this morning.. Watch this space X