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PPI Reclaiming successes and failures

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  • di3004
    di3004 Posts: 42,579 Forumite
    SideArm wrote: »
    What were you reclaiming: PPI on 5 Loans
    Who was the provider: NatWest (RBS)
    How much did you get back: £3500
    Did you get it back after a letter or did you go to the Financial Ombudsman: FOS
    And then write your brief reclaim tale: Initially corresponded directly to bank using the template letters. They offered just the payments as goodwill, we said no and went to FOS and we were awarderd the 8% interest. Worked out about £2000 in repayments and £1500 in interest - so glad we said no.

    Well done and Congratulations SideArm :beer::T:beer:
    The one and only "Dizzy Di" :D
  • Bonnie2009
    Bonnie2009 Posts: 128 Forumite
    Thanks Di and Robbed.

    Now can anyone tell me how long I have to wait? Someone at Lloyds was very evasive, wouldn't guarantee whether it would be weeks, months or even, as I was getting really fed up, years!

    I sent the forms back today - any idea when I'll be solvent again?
  • di3004
    di3004 Posts: 42,579 Forumite
    Bonnie2009 wrote: »
    Thanks Di and Robbed.

    Now can anyone tell me how long I have to wait? Someone at Lloyds was very evasive, wouldn't guarantee whether it would be weeks, months or even, as I was getting really fed up, years!

    I sent the forms back today - any idea when I'll be solvent again?

    Hi Bonnie

    My hubby is still waiting for his credit card ppi payment unfortunately, but the difference is here is that his was dealt with by the FOS, so if may differ.
    My hubby signed the acception form with the FOS in about OCT-NOV 2009, however the FOS are continuing to chase this up and was told it will be the next few weeks.

    I would in your case keep chasing them.

    We have just been successful with loan ppi's direct with them, this was direct, but it was an offer we were not happy with, and it was the only and final decision, so I noted they missed out many issues on our reasons, even though it was an offer, we were not happy, but I wrote back, also mentioned about their mistakes on loan dates and the things they missed looking into and they had recently agreed to have another look, and was told yesterday another offer is on the way in the post, however, I don't expect they will rush paying it out.

    So keep chasing is best if you can.;)
    Good luck X
    The one and only "Dizzy Di" :D
  • PetuliaGristle
    PetuliaGristle Posts: 2,204 Forumite
    Part of the Furniture Combo Breaker
    What were you reclaiming: loan
    Who was the provider: Northern Rock
    How much did you get back: £4380.27 = £3247.92 premiums and interest plus £1132.35 8% simple interest on premiums paid
    Did you get it back after a letter or did you go to the Financial Ombudsman: after a letter
    And then write your brief reclaim tale: we sent a template letter in 2007 which was rejected. Today we received a letter from Northern Rock completely out of the blue, saying they had conducted a further review of our PPI mis-selling complaint to ensure it was handled appropriately. Having reviewed the complaint, they were not able to establish that when we took out the PPI policy we were provided with sufficient detail to allow us to make an informed choice.

    Thanks so much Martin and everyone involved with the PPI mis-selling campaign!

    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
    "We have to be kind because everyone is fighting a great, great battle" - Sir Richard Attenborough
    "There is a special place in hell for women who don't help other women" - Madeleine Albright
  • maxdp
    maxdp Posts: 3,873 Forumite
    Oh Fabulous well done.
    :mad:
  • raphanius
    raphanius Posts: 1,338 Forumite
    Part of the Furniture Photogenic Combo Breaker
    What were you reclaiming: Loan PPI
    Who was the provider: First Direct
    How much did you get back: £6400
    Did you get it back after a letter or did you go to the Financial Ombudsman: Letter
    And then write your brief reclaim tale

    Claimed money back for a friend who has debt probs. downloaded martins template letter and within 2 weeks first direct agreed to pay up.

    thankyou once again martin lewis
    Wins: 2008: £606.10 2009: £806.24 2010: £713.47 2011: 328.32
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    :beer::beer: many congrats to all this weeks winners :T:T:T:money:
  • di3004
    di3004 Posts: 42,579 Forumite
    GirlySquare wrote: »
    What were you reclaiming: loan
    Who was the provider: Northern Rock
    How much did you get back: £4380.27 = £3247.92 premiums and interest plus £1132.35 8% simple interest on premiums paid
    Did you get it back after a letter or did you go to the Financial Ombudsman: after a letter
    And then write your brief reclaim tale: we sent a template letter in 2007 which was rejected. Today we received a letter from Northern Rock completely out of the blue, saying they had conducted a further review of our PPI mis-selling complaint to ensure it was handled appropriately. Having reviewed the complaint, they were not able to establish that when we took out the PPI policy we were provided with sufficient detail to allow us to make an informed choice.

    Thanks so much Martin and everyone involved with the PPI mis-selling campaign!

    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j


    Wonderful, well done to you :T:T
    Congratulations :beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    raphanius wrote: »
    What were you reclaiming: Loan PPI
    Who was the provider: First Direct
    How much did you get back: £6400
    Did you get it back after a letter or did you go to the Financial Ombudsman: Letter
    And then write your brief reclaim tale

    Claimed money back for a friend who has debt probs. downloaded martins template letter and within 2 weeks first direct agreed to pay up.

    thankyou once again martin lewis


    This is great Congratulations :beer::T:beer:.

    Bet your friend is very proud of you, well done.:beer:
    The one and only "Dizzy Di" :D
  • lnh944
    lnh944 Posts: 6 Forumite
    What were you reclaiming: Loan PPI
    Who was the provider: Barclays
    How much did you get back: £445.47
    Did you get it back after a letter or did you go to the Financial Ombudsman: Letter
    And then write your brief reclaim tale Sent the first template letter in January this year got a questionnaire, filled it in and sent it back, got the cheque this morning! 6 weeks in total! Now waiting for the larger claim of around £6500.

    Thanks for all the help I have received since joining this site! :)
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