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Can anyone recommend a FREE community banking account?
We have a community bank account with the Allinace & Leicester which we were led to believe was a free bank account. To put it bluntly its not as they are charging us £5 per month which we are very unhappy with. Also their statement layout is a joke with all of the debits grouped together and all of the credits grouped…
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Natwest account closure & RBS crisis
Hi, I am an international student who has been studying in the UK for more than 3 years. Natwest has been providing me with First Reserve saving for 3 years & now they are closing my account. I received a letter whose content is like: -We will clode your account in 30 days -No alternative banking arrangement is allowed…
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International US Dollar accounts in the UK?
Hi I need some help with international accounts?! I live and work abroad most of the year but still bank in UK until now all has been great with the nationwide flex account, I can move money about online and get it free from ATMs anywhere! Im changing company and will start getting paid in US dollars! I assume I could…
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Bank serves me notice even though they owe me money!
I posted a thread a few weeks ago about my bank losing my deposit, since then things have gotten worse. Basically........... I paid £200 into my Alliance & Leicester account via a local village post office on the 2nd of March but it never made it to my account. The error caused all direct debits to be declined by my bank…
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Why do you stay with your internet bank?
I posted here two weeks ago inviting anyone banking online to complete a brief survey and have the chance of winning a £50 Amazon voucher. I am currently studying in my final MBA year at Newcastle Business School and am undertaking research into what factors are important for an individual to maintain a relationship with…
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Barclays Cash Card Account
Hi people, I have a Barclays Cash Card account with the Visa Debit card. I was just wondering if I behave myself for a few months would they upgrade my account to a proper current account? I do have a poor credit file (CCJ and Default). Due to be removed in 2012. Or is it more likely I will have to wait for these to drop…
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Account opening ID, credit check, student acount... help!
Okay. I've posted a few times and really am looking for advice or hearing other peoples experience. Basically, I need to open a student account by August. I have two current accounts at the moment. My LloydsTSB one is a mess, £1400 overdrawn and only pay money into it. My other one is with HSBC, this is my main account and…
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Bank over payment
Help!! I have recieved an over payment into my bank account each month for the last year. I have notified my bank, they gave me the details to contact the payee. I have sent them a letter and yet not heard from them and still the money keeps turning up. What are my rights? I do not want to be seen as the quilty party as I…
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Best Bank Account for me ?
Hi all Looking for a new bank account. I require debit card facilities (maestro/visa debit), standing orders, direct debits, online payments, not too fussed on an overdraft but one to match the £200 facility I have just now would be nice. Would also prefer an online opening service that doesnt mean me sending my drivers…
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how do you do BACS
Sorry , bvasic thing but can`t work it out. I want to do BACS from A&L to Halifax. How do I do this? I tried the transfer but can`t put my halifax details in. Do I need to ring them up to arrange it like a DD? Surely there has to be an easier way. Can anyone help , please? :confused:
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bank/building society has lost my money
Please help us. On 18th March I transferred £300 from my bank to my husbands Building Society (ISA) - the ISA is in my husbands name only and the bank account is a joint account. I just wanted some extra cash to go into the Building Society but obviously wasnt confident in using their website. I mistakenly sent it through…
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EU national opening bank account for brand new LTD company
Hello, I'm a EU national moving to London in May. I currently run an online advertising business in my home country which I wish to relocate to the UK. I will be registering a LTD company but I'm concerned about the requirements of opening a business bank account. Due to the nature of my business and my current cashflow, I…
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It is possible to do this?
I've done my budget using the MSE budget planner and have put what it costs for the car tax, MOT, service and things like that. Then I've worked out what it would cost for food and things. Is it possible to split the money into different pots so have one called car and one called leisure, things like that so the money is…
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A+L wont give my Polish wife an accelount?
Hi all, My wife has lived in england 4.5 years and as an eu citizen can live here freely. For some reason A+L wont give her a bank account but Halifax and others have given her a bank account. Shes not in debt or anything and we've checked one of the credit agencies (the free 7 quid one a while back :P) and nothing is…
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Abbey taking forever to open accounts?
I seem to been banging my head against a wall trying to give my money to Abbey. All they have to do is open the no-overdraft-required account and the cash is theirs and at a very reasonable low rate, plus as a bonus I have not even credit checked them before agreeing to lend them this money. Application was made online on…
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Barclays Reserve: what happens if you opt out?
I have never banked with Barclays and I dread to say these words but this may have been asked before :p If you OPT OUT of the reserve and you exceed your overdraft limit, or have items returned, how much do you get charged? I have tried the usual approach of reading through the charges section plus the FAQ's about the…
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Halifax Reward - Internal standing orders OK?
Hi, I have tried looking in the T&Cs but can't find exact confirmation... I have 3 Halifax Reward accounts. Could I set up an internal halifax standing order circle, where account 1 credits account 2, and account 2 credits account 3, and then account 3 credits account 1 again all in a matter of 3 days AND still be eligible…
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Barclaybank Cash Machines
Does anyone remember the Barclaybank Cash Machines from the 80's, I still remember my card it was blue and had the eagle on it with I think white stripes down either side ?, I think the limit was £100 per day !, now the Barclaybank names seems to have been dropped for 'Hole in the wall' ?, and the only similarity as it…
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Cheque Guarantee Card issuing banks
I know Abbey, Halifax & Natwest/RBS still issue them, but Barclays and Lloyds do not. Does anyone know who else is still issuing them before the disapear as a facility for the customer?
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Application for co-op cashminder account rejected!!
Hi guys, just wanted to find out if there is anyone else out there who has been rejected for a cashminder account with the co-op.... I was under the impression that this account was for people experiencing financial hardship and even bankrupt people have no problems opening this account, yet my app was rejected...! I know…