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Stone dent in campervan roof
We have had a quote of £2042.00 to get a small dent fixed in our campervan roof. Is that too expensive or about right?
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What counts as pensionable pay?
I receive a salary of £ 1775 per month plus a shift allowance of time and .33%. Should my pensionable earnings include my shift allowance for at the minute it is only calculated from £1775 per month. I am currently in the government workplace pension which my employer only pays the bare minimum which is required. So…
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Nest Pension - is this low value pot?
My daughter has been contributing £75 a month from her earnings into a Nest Pension, since April 2013 (ie more than 6 years). She says the "pot value" is currently £2,787. Even allowing for her slightly lower income in previous years, this looks to be about half what she's paid in. Not taking account of the bit her…
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Transfer to workplace pension
I have a private pension that I have paid into for several years. On 1st July 2020 I was auto enroled into my workplace pension. WHat should I do with my private pension.? Do I freeze it ? Do i transfer into my workplace ? Pay into both ? thanks
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Auto enrolment for nanny - any pointers?
Been searching for an article or forum that helps me decide what company to use for setting up auto enrolment for our nanny. I have a nice and simple Vanguard Lifestrategy route for my pension and was keen to do the same for her but I don't think this will be possible for auto enrolment. Can anyone offer any points in the…
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Refund from Amazon
I was automatically joined to Amazon Prime by way of a purchase. I never asked for nor do I want it but I cannot contact them to get a refund. Can anyone help?
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Start up issues
Hi, Sorry if this has been discussed, I've searched through and couldn't find an answer. I started a new job in Feb, but had a letter about my pension in Jan 2020 prior to starting. It said I could opt in sooner other wise I'll be enrolled in April 2020. I tried to enroll for my starting month Feb 2020, the said companies…
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Previous Pension, New Employer.
Please could i get some clarification. I know pension rules are more flexible in current times. I have been auto-enrolled into new employers pension with royal london. My previous employers pension was with true potential. I know, if i want i can transfer this pension into royal london. What I want to know is - am i able…
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Transferring in police pension
Hello. Wondered if anyone here has any experience of calculating transfers into police pension scheme, namely 1987 scheme. I have £150,000 CETV from my old company and wondered what calculation factors they use to convert that into credits (additional years). I have already transferred in two other pensions worth, roughly,…
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Flexible Private Pension Plan that allows transfers in from other policies
Hi all, My son worked at Tesco last summer and was automatically enrolled in their workforce pension plan. He is now back at Uni and has a small amount in that plan which is worth nothing on it's own but given that he may work in several other similar jobs and have automatic enrolment in their workforce pension plans I was…
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Employer taking £1,700 from my pay for backdated contributions
My employer consistently ignored warning letters from the Pensions Regulator, and failed to set up a pension scheme until November of this year. I immediately opted out of the scheme. Today I received a letter say that the Pensions Regulator requires them to backdate their contributions for the 18 months that they failed…
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Is this a scam?
Am I missing something? As far as I can tell, the tax relief I get is reduced substantially by the tax I have to pay on my contribution in PAYE. PAYE Employee Contribution 79.52 Tax on contribution 20% (14.00) PENSION Employee Contribution 79.52 Tax Relief 20% 19.58 Result only 7% 85.10 What have I missed? Lafrowda
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Choosing between mulitple enrolements
I've been autoenrolled 3 times, twice by the same company with the same provider because I had a break in employment (trying to combine those was confusing so I never got around to it), then again by a new employer. Can I pick just one and combine them, and how do I choose between these things? Thanks
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Merging pension pots
Hi, Ive a workplace low risk investment pension with Aviva and a historical ethical stakeholder pension that is now with Retiready... pots total about £100K Ive left my current employment and want to consolidate my pots... Ill be 55 in 2020 and want to draw on my funds to invest in my own retirement plans... Ive been…
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QROPS advice?
Hi We recently sold up in the UK and bought in France. Husband retired and there full time; I am travelling back to London for work short term. Thinking of moving my DC pension into a QROPS. Have spoken to one advice firm and was planning to go with them until I found out today that they have put their fee up 300% since we…
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should i enroll after retirement
im carrying on working past retirement for 1 or 2 years. ive taken my state pension and company final salary and now only working half the shifts i did. ive now had a letter informing me ive been auto enrolled into another. initially i didnt see the sence in this but have been advised by HR to consider it as a savings…
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auto-enrolment threshold
Hi probably been asked (and answered) several times already, although could not find anything when I searched on certain keywords that might be applicable :( I have recently started a new job (after being unemployed for several years due to an accident), and have just received my first payslip, however, I am being told…
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Can you transfer old pension into auto enrolment pension?
Hi My wife has an old work pension pot with Sun Life Financial of Canada of around £80k. This was built up from her previous employer before we had kids and nothing has been paid in for around 14 years. About 5 years ago she went back to work in a part time modestly paid office job and was subsequently auto enrolled into a…
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CETV’s
Hi Can someone tell me why a CETV from the same pension provider changes in value on different dates Thanks