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Is NEST the only scheme for A-E?
So Auto-Enrolment is the government initiative to ensure everyone who is employed starts their own pension, got that bit. Where I start to get confused is with NEST. Is NEST 'the only official provider of auto-enrolment pensions'? What I mean is, how does NOW Pensions fit into this? And are there others?
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Will it be a problem that I will retire with 22 separate pension funds ?
I currently have an old Pru personal pension which I pay a small monthly amount into just to keep it going. I also have a company pension which I joined 10 years ago. I am a seasonal worker with the company, employed from September to March each year. I have no continuity of employment. Each September I return as a new…
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Salaried at minimum wage question.
Now I dont know much about the new pension thing apart from the new advertising blitz that has cost the taxpayer millions (why are we paying for this when they should have enforced companies to inform us ?). I'm making a enquiry as for once I was stumped when asked a question, I could not tell them anything in the…
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Nest Pension Contributions
I just had a meeting with my employer who advised me of new legislation coming in at the end of the year that makes it compulsory for them to provide me with a pension that they contribute 2% of my salary to. Great I thought until I was informed that the company plans to reduce my salary by 2% to cover this cost. Are they…
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Whats going to happen to me?
I don't earn over the threshold for my employer to take this up. So what is going to happen to me when I reach pensionable age? Is it going to be a case of getting a letter saying "nobody paid into your fund 20 years ago so tough luck".
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NEST and Employment Agencies?
how does this scheme work with people who are employment agency workers. Will I be enrolled in one?
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Is it possible to pay more into Workplace Pension?
Will it be possible to pay more into the workplace pension? And if we did pay more voluntary, is it then possible to reduce the payments if needed? Thanks
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NEST for Employers
Let's say a husband and wife start a business and they're their only staff. If they personally want to opt-out of NEST, does their business still need to set one up? Secondly, I notice the charges are high 1.8% + 0.3%, does anyone have any idea when they will be lowered (i believe they are high now to pay for the costs of…
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Do employers have to pay into a pension
My employer offers a stakeholder pension for it's 2000+ employees but it does not contribute to the scheme, is this right? With the new pension changes in October will they have to pay into my pension in future?
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payment caluclator
https://www.moneyadviceservice.org.uk/en/tools/workplace-pension-contribution-calculator found this on dwp site which should be of use to folk both to find out how much they will pay and to check their wage slips to ensure correct amount going out
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Couple of questions.
I'm 27 and haven't started a pension yet, reason being I am saving for a deposit towards buying a flat. I don't really know much about pensions and i havent heard anything from my employer. I have a few questions, hopefully people can help me with. It mentioned on the mse page that've "the amount of money you have when you…
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Octobers Workplace auto-enrolment
Hi, previously i was offered to join my employers workplace pension scheme in which i naively, refused. At the moment I am not part of any pension scheme, but i know i need to be. So What now? With this new government drive in the workplace pension, will this give me the second chance i need?
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MSE News: Pensions shake-up 'to help half a million by Christmas'
"About 500,000 people will save into a pension for the first time by Christmas due to auto-enrolment, the Government says..." Read the full story: Pensions shake-up 'to help half a million by Christmas'
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Automatic pension
Hiya I plan on joining my work pension scheme sometime between sept 2013-jan 2014 and they are aware of this. Does this goverment scheme on the news today mean I will be forced to put into a pension before then? I am unable to afford at the moment which is one of the reasons I am not in one. It is worrying that I may be…
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Auto Enrolment Query
My wife has been offered what of the face of it seems a good deal by her employer under auto enrollment where she will pay in 8% of her salary and they would put in 16% of her salary into her pot. She would come out of SP2 where she has built up quite a good second state pension My main concern is that as she only has 2…