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Employer taking £1,700 from my pay for backdated contributions

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Employer taking £1,700 from my pay for backdated contributions

edited 30 November -1 at 12:00AM in Auto-enrolment
2 replies 1.5K views
Susan20013Susan20013 Forumite
10 posts
edited 30 November -1 at 12:00AM in Auto-enrolment
My employer consistently ignored warning letters from the Pensions Regulator, and failed to set up a pension scheme until November of this year. I immediately opted out of the scheme.
Today I received a letter say that the Pensions Regulator requires them to backdate their contributions for the 18 months that they failed to set up a scheme. They say that my contributions over that 18 months amounts to £1,700, and they are taking that total amount from my next pay! (I get paid £2,250 per month). They also enclosed replacement payslips for the 18 months concerned.

My problem is that not only does the deduction of £1,700 leave me unable to pay my rent, but it they had implemented the scheme as required, I would have immediately opted out – as I did when they finally started the scheme in Nov 2019.

I have checked the Pension Regulator online information and it seems to say that if an employer fails to take contributions from an employee they could “voluntary” pay it themselves. But that is the only reference I can find to this sort of problem.


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