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Where to put end of employment payment settlement
Hi, I have just ended my employment with my now former company, and included in this was an agreed final settlement figure of £13,000. I have a few Cash ISA accounts, but I do not believe I have reached the threshold of inputting £20,000 into these for this year. I have Trading 212, Plum & Moneybox LISA, with the Plum app…
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Principality BS problem opening account
I tried to open the 7% Principality savings account which runs for 6 months, online a few months ago. It took me 3 or 4 attempts filling in there forms to open the account. I dont know if it was there system or because of my bad internet connection. Eventually I got an email telling me I had opened it with an account num.…
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Co-Op Bank Monthly Bond Interest.
I have a few bonds and the monthly interest is always paid on the anniversary of account opening each month and the Co-Op one is the same , however it never gets paid on the day . The fist one was 2 days after the anniversary and this month nothing yet. Supposed be the 23rd , nothing on the 24th and obviously now being…
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Are Boost payments taxable
As this title says are boost payments taxable. The reason I ask is I have a couple of savings accounts which have these and have just noticed that on the prosper app it is saying the following for the Santander 3 month fixed account: The boost payment is not treated as interest by HMRC and is instead treated like a…
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Trading212 low cost Ftse Tracker
Looking for a world tracker on Trading212 I have a HSBC FTSE All World Index Class C - Accumulation (GBP) on Iweb but the £5 fees are can mount up over the year. , Can anyone recommend a similar low cost fund which I can purchase on trading212 which I can purchase within m S&S isa .. Thanks
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RBS General Investment Account
Currently have £3600 invested (£50 per month dd) with approx value of £4500. Change in value of roughly £800 Inc fees etc. I know I pay CGT when I sell the investment but am I liable for income tax on the £800 for this FY? I am in higher tax bracket. Thanks
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Selling certificated shares
I've got a shareholding I want to sell (worth about £7.5K), and I have paper certificates. The registrar's fees (Link Asset Services) are, natch, rapacious. I used to have a Jarvis X-O account, so I now have a ii account costing me nothing to run (until January?). Is it worth looking for somewhere else to do this trade, or…
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Login problems with Cahoot
I have a Simple Saver account with Cahoot for a few months. Last week, I attempted to login to the account and it would not accept the password that I entered, the one that I normally use. Have always had problems logged in too as was always returned back to the login page every time I clicked on a link. After a few more…
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Investment of £40,000
Hi. We're looking at investing £40,000. Were both retired (60), living off our personal pensions and rental income from a property we own. We're looking to invest £40,000 over 4 years into a medium risk investment. Any advice would be greatly appreciated.
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Move my cash ISA into a s&s one
The lastest drop in interest rateshas meant my cash isa rate has dropped from 4.1 to 3.8%. Is moving it all into my moneybox s&s isa a sensible thing to do? I currently have £82k sitting in a cash ISA and 6k in a Moneybox s&s. I realise thats ridiculous and 2026 is the year for me to redress the balance, make my money work…
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Portfolio advice
Hi Just wanted to get some advice on my self managed portfolio which i have always kept quite simple. With the recent volatility and over priced USA stocks it has made me think about the allocation and if holding such a large amount in Ftse All share/S+P tracker is diversified enough. I have about 10-15k to put into…
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Need Help On Selling Canadian shares
I am a lifelong UK resident & a shareholder in
Great-West Lifeco having acquired my shares when they took over the UK life
assurance business of Canada Life (whose shares I had post-demutualisation). The shares are in certificated form and are listed on the Toronto stock exchange (TSX). I wish to sell my shares but I can…
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Withdrawal rules on notice accounts
I have a 95 day notice account that I planned to empty, so I calculated the interest into the future and scheduled the withdrawals but didn't factor in rate cuts so the final withdrawal will be short. if I make a deposit prior to the final withdrawal, will it allow the withdraw or does the deposit need to remain in their…
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West Brom experiences
I applied for the Triple Access Saver (Issue 1) 4.55% on 11-Nov, I got the email saying it’s in progress. finally got an sms on 20th saying it’s been approved and they would email me details of how to add cash. Eight days later, not heard anything checked all my junk folders etc. I know they have my email correctly.…
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DF Capital
I recently opened a 24 months bond with DF capital following comments on here about them being a good bank. I put in the maximum 120k which is protected by the FSCS. Everything went well but today I received this questionnaire, which I am asked to complete and return to them. It feels very invasive and I have never had to…
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Loanpad reduction of interest rates
From 05 January 2026 Classic / ISA Classic 4.90% Premium / ISA Premium 5.90% From 01 February 2026 Classic / ISA Classic 4.80% Premium / ISA Premium 5.80% I was expecting something like this from Loanpad following the recent BOE interest rate reduction. I suppose it keeps a reasonable premium over safe cash ISA rates. I…
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How long until an account (NS&I in this question) gets marked as dormant?
Looking at having an end of year spring clean & basically getting rid of any accounts I don't use. Streamlining the spreadsheet & management. Since Halifax chopped their rewards I have no use for the NS&I account. Since I help manage numerous family members accounts also that's 5 accounts in total. I was just about to…
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How can I get my nest egg to work a bit harder?
Seasons greetings everyone. Currently I'm in the process of financially preparing myself for a reasonably hefty inheritance tax bill. Who knows when the day will come, but one way or another on top of having the bereavement to deal with I'm looking down the barrel of well into a 6 figure IHT bill. I've spoken with various…
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Mobile phone screen lock for Snoop Savings
A technical query regarding Snoop Savings on a mobile phone..... Should a mobile phone screen-lock PIN be used in addition to the Snoop PIN or is the Snoop PIN on its own (without a screen lock) sufficient security?
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Tax on stocks income
I am trying to understand the way income tax works with stocks. I read that the capital gains tax depends on the income tax band that you are in from your job. But what I am struggling to understand is whether income from shares can.. push you into another tax bracket? I looked this up online and the response was a…
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