-
Its about helping people get their entitlement! Not about benefits policy!
Its about helping people get their entitlement! Not about benefits policy! This board is here for help and support for those on or looking to claim benefits, not for judgement. Its ONLY focus is helping people with their money. It's here to help people find out what they are entitled to under the current system, and to…
-
*USEFUL LINKS*
MoneySavingExpert insert: Huge thanks to Fran for compiling this list some time ago. The MSE article and forum links are up to date but links to other sites may be broken. Back to Fran's original post: ---- The following links may prove useful in looking for information about Benefits and Jobseeking. MSE Attendance…
-
Employer set up pension pot and Universal Credits
Hi all, Hoping for some advice please. I have 2 questions please. My partner, who's 48, I am 49 has been paying into a private pension set up by her employer which shows on her payslip which has been seen many times by UC. It says: Earnings Basic Pay *Health Cash Plan - BiK £**** Royal London Salary Exchange - £***…
-
Private renting on benefits
Due to ill health i am on Universal credit and now LCWRA. this is through no fault of my own, i want to work but simply cant. I am currently homeless, the council are useless, even my local MP got involved but they say i have to wait 56 days after being homeless. I was incredibly lucky to get a back payment of LCWRA at the…
-
Private pension and New style ESA query
my husband is on new style ESA and will not be able to work again. As he’s 50 he is able to claim his private pension. The pension company has agreed and he just needs to chose how to take it we were looking at the small pots rule as pension aprox 20,000. If he takes this in 3 ‘pots’ is this likely to affect his ESA? All I…
-
Universal credit suspension
My UC has been suspended and is with a decision maker to see if my claim needs adjusting and to verify savings. I did have savings, over the past twelve months these have dropped, no huge purchases no transfers it's just been used to bridge the cost of living, bills, debts food e.t.c and has dropped quite, I was slightly…
-
Universal Credit Managed Migration - I'm on the sick but they want me to work
I received the letter about legacy benefits ending and that I have to sign on to Universal Credit via managed migration a few weeks ago. I have been on Income Support and then ESA for the better part of 20 years (since 2005) because I've been on mental health medication, but in that time I have been volunteering at charity…
-
UC Claim Review
I work full-time and have been for several years. My wife was also working full-time until late into her pregnancy whereby she quit as she was unable to carry out her work. Ever since we have been on UC whereby they supplement our/my income. We haven't had a review until now, nearly 2 years later. We submitted our current…
-
LHA query
One of our kids is leaving university in a few weeks and moving back to their home town. They want to house/flat share with their friend that they've shared with all through uni. Until they find their feet and find a job (which we hope won't be too long) they'll have to claim universal credit. They've just checked the…
-
Government demanding over 12 thousand pounds.
Hello there, i have just had a letter from government demanding i pay them over 12 K because they apparently overpaid me back in 2018-2021 (Mainly 2018), funds for child tax credit, now i cannot even check that they did pay me and i honestly cannot remember that far back, i don't know what to do, what would you all do ?
-
Elderly married couple. One goes into a carehome. Benefits for the other one?
I have elderly neighbours who are a married couple and live together. After a while in hospital and 'rehab' care homes one of the couple is now in a care home. The other neighbour now lives alone. The neighbour who is still at home asked whether I knew if she would be eligible for any financial help as the care home fees…
-
Who informs Universal Credit of Rent Increase?
I am a private landlord .My tenant's rent is paid direct to me by Universal Credit . Do I,or the tenant, inform Universal Credit of a rent increase ?
-
Care Funding and Pension Capital Disregard Question
I'm looking after my mothers finances, she is in a care home and self funding. She is over state pension age and so far has not withdrawn any money from her SIPP. I was playing around with various AI chat engines trying to figure out the most tax efficient ways of paying for her care when one of the systems mentioned…
-
UC housing element rent in advance
Hi all A friend who is on UC has asked me to lend them 6k to pay 6 months rent up front in a new Tennancy She has been told to move by old landlord, and no agency nearby is accepting benefits, however one has stated they can of she pays 6 month up front. Google, AI all say this is fine and she will still be able to claim…
-
UC and Directorship
Hi, I’m hoping you guys can help. I work part time (25hrs) and I’m currently a director of a small Ltd company with 50% share. I am home owner and single parent to a toddler. Toddler goes to nursery using the 30 free hours and claiming 85% costs back. I take no money from the business, no dividends or wage. Our end of ear…
-
Contribution-based ESA (support group) and private pensions
My OH has been on the above benefit since March 2025 and is still unfit for work. In November, he can start to take a couple of private pensions. Will a monthly pension come under the £85/week rule, i.e. 50p of benefit lost for every £1 over £85/week earnings from private pension? How will any tax-free lump sum/s affect…
-
Specified adult credits when self employed
Hello, My father has been looking after my daughter while I work for a few years now. I was transferring my child benefit credits to him while I was employed. I am now self employed and would like to do the same thing as he will still be looking after my daughter while I work. I have read that once you earn over around 7k…
-
Confusion about pension treated as savings
I am on State pension, housing benefit and a small amount of pension credit. I have an income release pension pot of around 19k. I recently asked the DWP why I was not on guaranteed pension credit which my calculations indicated I should be getting. I was told that, because my pension allows withdrawals it is treated as…
-
Hi all, help owing money to dwp
Hi, im new and not sure if i am doing this right but here goes. My husband and i were moved to universal credit last year and now we supposedly owe over £2000.00 back as they say my husband never said he was having carers allowance. when it was set up we informed them he had the underlying entitlement to carers allowance…
-
LCWRA changes.
Does anyone have any links to the changes on LCWRA amount after April 2026. I know things will only change for new claimants. As I understand it people with serious lifelong conditions will get the highest rate and those who are end of life. Does anyone know whether people going through extensive treatment for example for…
-
ESA to State Pension and Pension Credits Council re-calculating Housing Benefit and Council Tax Supp
Hi apologies for the long title! II had an earlier thread on changing over to State Pension and changes to HB/CT benefits. II have been very lucky in that my Pension Credits started right away may be because I applied for them as soon as I was allowed. II have given my council (Liverpool) everything they could need but am…
-
Personal Injury and benefits
HI I understand that in a personal injury compensation claim. Certain benefits are off set against compensation as a result of the injury. ESA is off set against. Loss of income PIP is set off against. Loss of care What is PIP mobility set off against from the compensation as cant be against general damages? Thanks
