We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

House buying, renting & selling

For all questions to do with buying, selling, renting and letting homes.

Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
Parents looking to gift me a deposit contribution towards my next house
Hi all. I have just had an offer accepted on a property and as the title says, my parents have very kindly agreed to pony up some of the dough. Obviously we are trying to do this as tax efficiently as possible. So far, my admittedly limited research has come up with 3 options: 1) A gift of £50k with all of the related…
Buying a home to live in that has a tenant in situ need advice
I'm going to view a property this week and the current owners have a tenant in situ, I've been tol that I won't be able to get a mortgage on the home to live in if there is a tenant already living there. So what's the best option for me? Should I just make my offer to the owner but only actually sign the contract once the…
Surveyor has found damp in a house that I have put an offer on
Looking for advice please.Should i ask sellors to reduce price,or would it be advisable to wslk away from this purchase
What now?
Hi, I’m in the process of buying (FTB) - Offer accepted end of May. Then solicitor recruited. Mortgage applied for straight away. Mortgage accepted last week. Survey booked for next week. Will done, and life and building insurance lined up. Just wondering what’s my next step? Do I just sit pretty for now? I have to give…
Home insurance and squatters
I was hoping someone can help. I have for my sins been appointed executor of a property in a nightmare situation. The people who lived in the property prior to death have continued to live their and refuse to move out (and have become very aggressive about it). As the estate cannot be sold/settled due to this the house…
Mis sold a student let
Has anyone else purchased a Student Let property investment where you are promised massive interest and growth. We purchased a number of Student Let's in blocks in the North East. Hight yield promised and ever increasing value. For the first 3 years we did get high return then the charges began rolling in. The management…
House not selling!
Hello, we’re looking for a bit of house selling advice, We’re trying to sell MILs house. We’re a rural area but it’s on a new small estate, we’ve paid off her substantial equity release mortgage with all our savings to stop the huge amount of monthly interest and dropped the price from £245,000 to £215,000 but not even a…
New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
lease car affecting first mortgage help please.
Hi there hope you are all well, im currently applying for my first mortgage. Viewed the property yesterday and love it. its £1300 a month. Ive been told im just under the line for being accepted for shared ownership. Based on my earnings/outgoings. im running at 54.7% if the mortgage was to be accepted mortgage including…
Retirement Flats for rent
Hello All Is there is market for this? If not, is the reason because it is typically banned in a retirement flat's lease? Also, do any of these leases ever allow a (disabled) dependent who is under the age threshold to live there with their parent who is over it? e.g. 65 year old mother with 40 year old disabled son? I'm…
Boundary lines - leasehold properties
Hello - Victorian conversion leaseholder flat owner: I'm wanting to work out what the blue dotted lines on our land registry doc indicate. Each flat has been given a portion of the original gardens. We all respect that and happily use them but I do want to know why the dashed blue line only runs one way for garden 5 and…
Estage agent fees
We need to put my dad's flat up for sale. We live in the South East London area and the flat has been valued at £130,000. Looking at existing/recent sold listings, I think a more realistic sale price is probably nearer to £90,000, but it's the estate agent's fees I'm wondering about. I'm going to get some other quotes, but…
Is BTL still worth it
Hi all i have some money tucked away in premium bonds (not winning huge amounts) i have been pondering on the idea of paying down my mortgage with said funds. I have just done some quick figures on a 2 bed property for sale in the area for £120k with rent hopefully at £750pcm so it would be about £300 profit per month…
What’s wrong with this property
https://www.rightmove.co.uk/properties/160803176 Why has this property gone from £410k in March to £395k in April to £380k now with the EA claiming mass interest since it dropped to 380k? The identical layout and size property above sold for £358k and that’s an open market one. This is ex-SO being sold back to back…
Should I rent my flat out for another year or sell now in a poor market?
Hi There, I had my flat on the market from Nov. '24. The flat is a rental flat which I used to live in and have rented out for some years. I am a working mum with 2 kids and a partner. We live in our family home which has a sizeable mortgage on it. We wanted to sell the flat before our mortgage is to be renewed in Oct '25.…
'Instant' property buying companies - has anyone had a good experience?
I have had a nightmare of an 18 months of legal difficulties that my late parent left behind. The final thing that will need sorting is the disposal of a rental property, which has not been looked after, and when the tenants finally go, it will probably be down to bailiffs and it's likely they'll leave it in even more of a…
Apartment with lift or shared ownership house - help me decide
I’m newly separated, mortgage paid off as of this month and just sold the family home with value to be split 50/50. Have 11 yrs Til stat retirement, though would ideally prefer to retire earlier or reduce hours. Option 1: 2 bed Apartment in a development sited on former MOD site. Were New build and conversions of MOD…
Rent reform bill
It looks like ending section 21 will go through quite quickly will this mean even more LLs will try to sell up before the cap gains go up in the next budget?
Experience with L&Q as freeholder / Victorian conversion flat
Hi everyone, I am looking for feedback and personal experiences with L&Q as a freeholder—specifically in relation to Victorian conversion flats. I am currently considering purchasing a flat in a two-flat Victorian conversion in London where L&Q is the freeholder. I’d really appreciate hearing from anyone who has dealt with…
Lease hold structure is complicated.
Hi all, I’m currently in the process of buying a leasehold house in England and would really appreciate some advice or insight from anyone with experience of complex leasehold setups. The property I’m buying is a house (not a flat), but the title is layered. I’d be acquiring two leasehold titles: * A 125-year residential…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

House buying, renting & selling

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

House buying, renting & selling

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free