-
Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
-
New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
-
Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
-
Estate Management on new-build estates
I’m hoping to hear from homeowners who live on estates with estate management fees, as I’m currently considering buying a property with this type of arrangement. I haven’t exchanged contracts yet, and having not moved house in over a decade, I wasn’t aware of how these newer systems work. After reviewing the contract and…
-
Pre-exchange: management company ‘waiting for new insurance certificate from broker’
Hi all, I’ve sold my leasehold flat a few months ago, and we’re ready exchange. However the insurance certificate for the building expired mid October, so an updated certificate has been requested. However, the management company have been saying for 2 weeks now ‘we are waiting for a certificate from the broker’. I keep…
-
lodgers and cooking on the landing
I've searched the net in vain for an answer to this, so thought I would ask on here. I have two lodgers on the top floor of my 3 storey house. On the top landing is a small kitchenette with cabinets, sink, fridge, kettle, toaster. I supplied these to save lodgers having to come all the way down to the ground floor just to…
-
Buyers surveyor undervalued our house
Hello all,After being on the market for one year and three months, we finally accepted an offer on our house. The asking price was £280,000 and the offer was £270,000 as we know the exterior render requires some attention. We agreed to settle on £273,000 and a sale memorandum was sent to the solicitors. the buyer arranged…
-
Indemnity insurance relating conditions of covenants
My house: built in 1969 - local builder - one of approx 300 homes. Original sales contract included a covenant stipulating certain conditions ie no hedges or fences to front, no parking of mobile homes; the problem ones are any form of extension, garden sheds, works to walls, floors, roof, approval must be obtained from…
-
Problems selling and best plan
My bungalow has been for sale just over two months with no interest. The area where i am there is very few sales at the moment. Property valued around £230k and advertised for that. I would need minimum £225 to secure my next property. I got a cheap deal with an agent but they only use rightmove and onthemarket (not…
-
Electrical question
Possibly a daft one! I need to change the extractor fan in by bathroom. It's like for like so pretty simple. I have switched it off at the isolator. Should I also cut the supply at the consumer unit? tia
-
Sending electrician invoice to landlord --
I noticed two weeks back, on an early Sunday morning (of all times), I woke up to find my electricity had tripped and not the individual circuit switch, I mean one of the main dark red switches on my Memera 2000 unit. I got in touch with my landlord and he came round within the hour really and told me to do something I…
-
Best case scenario for how long to buy leasehold flat
I am very prompt with things on my end, typically I'll complete the forms and upload them to my solicitors portal the same day they get emailed to me. So it's safe to say there won't be any delays on my part. I asked the vendors solicitor if they'd kindly asked the vendor to order the management pack now, rather than later…
-
Inheriting 2x properties can I avoid stamp duty?
Hi everyone, I'm inheriting my father's estate which includes two houses and a bit of cash. I want to make ssureI understand stamp duty correctly and if possible to avoid the additional rate for buying a 2nd home. I am both the sole executor and the sole beneficiary of my dads estate. I have completed and paid the IHT, and…
-
Rent Guarantor
Hi I'm hoping someone might be able to help or point me in the right direction of who to speak to. I've been recently contacted by a landlord for a property one of family members rented (and has vacated) for rent arrears and damages, which I was the guarantor for. The landlord has provided me with a breakdown of costs,…
-
Do I have to let my landlord in at the same time as workmen?
I'm due to have some work done on my rental property in the next couple of weeks which, of course, I will allow the workmen in for. However, do I also have to allow my landlord access? Every time any work gets done, whether it's a big or small job, my landlord will turn up at some point to "say hello to the workman" or…
-
Building regs replacement oil tank
We are soon to be exchanging contracts on a property. The owner is having the oil tank replaced. However, the company fitting the tank say it will not comply with building regulations. He said he fits them for other clients without building regulations 😲. He has suggested seeing if the council will ok it. Basically, it's…
-
Any Airbnbers on here
Hi all I am hoping to move in the new year to a house very near the sea. We will have a spare en-suite room and are considering air bnb to help cover the bills. Any advice or experience that you could share please? The room is ground floor so am wondering if it would be worth making it disability friendly?
-
Selling first home where to start?!
I have read all the MSE articles (this site helped me save and move out of childhood home on my own) but it seems to be about first time buyers or once you have found a house. The guides state sell you house first which is fine I live in a really east to sell first time buyers home is a gem really. What on earth happens…
-
What are my options here?
Morning all. First time buying a house as part of a chain and can now understand why some people avoid it like the plague! For context: 1) Our 6 leg chain formed in June. 2) We were all working towards completion dates in mid-October, but there was an issue with the top two of the chain which was delaying things…
-
New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
-
Unadopted Road - mortgage refused
We're selling a house which was built about 18 years ago and is on a road of about 100+ other houses (including some housing association homes). It was built by a huge national builder, and the road is unadopted. Responsibility for the drains has been taken on by the local water company. All repairs, maintenance, street…
-
Handing in notice on my flat
Hi, so ive tried to hand in my notice on my flat through text message but the landlord is refusing to answer back. Ive asked him for confirmation of receipt and nothing, I have also sent him an email of my notice and still no confirmation or acknowledgement. There is no record anywhere I can see of his address so I cannot…
-
What classifies as Minor Alterations?
Hello, I am living in a leasehold ground floor flat that I have purchased for a few months now and would like it to be more homely. My lease has some missing pages so I can’t see what restrictions I have in terms of alterations. What forms of alterations am I allowed without arranging a license to alter? My future…
