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Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
Some services (Uber, for example) have a dynamic pricing system, raising prices on the fly when demand is higher and reducing them when demand is lower. It's a double-edged sword, but it can mean getting a cheaper deal if you've found yourself buying/booking when there's a lull in customers. On the whole, how do you feel…
Hi everyone, We know the Forum’s performance has been sub-optimal over the last few weeks, and for that we can only apologise. The site’s been experiencing stability issues, resulting in the ‘Gateway Timeout’ messages you may have seen. The Cloudflare ‘Verifying you’re human’ checks have been temporarily put in place at…
Apologies not sure if I’ve stuck this in the right place so if I haven’t sorry. So I’ve accumulated just under 10k of debt. And I don’t feel like I’m in control of my finances anymore, moneys coming out here and there and more debt letters seem to be coming or I owe more money somewhere that I’ve forgotten about. I’ve had…
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
I'm sure many of you savvy folk know they charge 2.99% on non-sterling transactions so using them to spend abroad or draw cash makes no financial sense. However I did use them for the deposit of a car rental because I wanted the section 75 protection and as it's just a deposit no real transaction takes place - they just…
I'm not sure if I have a valid reason to challenge the parking charge in court as it is now at £313. I was not the driver but I have taken on the roll of trying to defend this charge as my company is the owner/keeper of the vehicle. The driver was my employee but a few weeks after the alleged offence he had a personal…
Hi, I hope you may be able to give me your thoughts on this situation as, to be honest, I am really unsure if this is correct or not. My ex and I got divorced March 2024 and a PSO was granted by the court for him to share part of his pension with me. The CEV figure on the court paperwork was £646,186 and it states “The…
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Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
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