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Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
Some services (Uber, for example) have a dynamic pricing system, raising prices on the fly when demand is higher and reducing them when demand is lower. It's a double-edged sword, but it can mean getting a cheaper deal if you've found yourself buying/booking when there's a lull in customers. On the whole, how do you feel…
Hi everyone, We know the Forum’s performance has been sub-optimal over the last few weeks, and for that we can only apologise. The site’s been experiencing stability issues, resulting in the ‘Gateway Timeout’ messages you may have seen. The Cloudflare ‘Verifying you’re human’ checks have been temporarily put in place at…
My first thread on the MFW board!! My mortgage has 6 & 1/2 years left to run. My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage. I have managed an overpayment last month as I got some £££'s unexpectedly. My biggest fear is not being able to pay my mortgage &…
Welcome to Joyful July's No Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your…
Welcome to the seventh Grocery Challenge of 2025! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…
Welcome to the sixth Grocery Challenge of 2025! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…
Hi everyone! 👋 I’ve noticed many people here are curious about starting their investing journey but feel a bit overwhelmed — which is totally understandable. I wanted to share something simple that really helped me when I started: the power of compound growth. Even small, consistent investments — like £10-£20/month — can…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
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Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Whether it's to tighten your belt or not, have you done away with a service since the start of the year?
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
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