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Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
Some services (Uber, for example) have a dynamic pricing system, raising prices on the fly when demand is higher and reducing them when demand is lower. It's a double-edged sword, but it can mean getting a cheaper deal if you've found yourself buying/booking when there's a lull in customers. On the whole, how do you feel…
Hi everyone, We know the Forum’s performance has been sub-optimal over the last few weeks, and for that we can only apologise. The site’s been experiencing stability issues, resulting in the ‘Gateway Timeout’ messages you may have seen. The Cloudflare ‘Verifying you’re human’ checks have been temporarily put in place at…
My husband and I have realised that we can't carry on the way we are and need to tackle our debt. It is about 45k between us (husband has 2 personal loans, about £10k each, I have CC £12k, then various other smaller debts). It's got to the point where we are having to use CC for food etc as our disposable income has to…
Soo.. after my last post I made the first step and attendees CAB this morning. They have gave a pack and asked me to do an expenditure and collect all evidence which I’m in with now… I was wondering if anyone had thier SOA for me to look at. I obviously haven’t had to do this or budget properly for a long time due to…
Ever since we bought our house we have had issues with 2 neighbours who have “claimed ownership” of the kerbs outside their house and respectively our driveway entrance. On 5-6 occasions access to our property was restricted due to inconsiderate parking and had to ask people to move their cars. After few years not taking…
PLEASE READ THIS POST FIRST TO UNDERSTAND HOW TO USE SOME OR ALL OF THIS SUGGESTED TEMPLATE AS PART OF YOUR INDIVIDUAL DEFENCE, THAT YOU CAN THEN DRAFT. YOUR FINAL DEFENCE THAT YOU DECIDE TO DRAFT IS YOUR OWN. NOTHING ON THIS BOARD IS LEGAL ADVICE, JUST OPINIONS BASED ON EXPERIENCE OF WINNING DEFENCES. THE MAIN INFO ABOUT…
My wife and I are finally getting round to doing our wills, and have been looking at Which?. Having noticed you can either print it off yourself, or get it printed and bound from them, a question occurs to me. If someone's will is being read after their death, and it is simply a load of separately printed sheets in an…
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Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
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