-
wooooo hoooo excellent day!!
hi everyone, well considering how down I felt at the start of the week today has been brilliant!! Decided I was paying too much for my phone and got them to reduce my tariff from £25 to £15! On top of that they also gave me a brand new Blackberry for free :jso I can now get rid if my battered old LG (which will still prob…
-
Its worth a go isn't it?
I have been a lurker for quite a while - but now I am needing some inspiration and maybe just to write myself on what I am doing each day, how much I am spending and being brutally honest with myself! Its easy to convince yourself in your mind you do really need to buy that coffee because you are so gosh darn tired! Or…
-
Financial faux pas and other disasterous decisions
This is a diary like no other. A diary in which I have hijacked no thread but my own. Although I have been guilty of hijacking several other diarys of late. Most notably Lula Hulas "The Quest" (sorry Lula!). One of my many New Years Resolutions was to start a diary thread all of my very own so without further ado I will…
-
Debtfree in 3years and 6months!!
Well, for all those who have given me advice and support so far, I would like to let you know I am now officially starting my DMP with CCCS as of tomorrow. It has so far been relatively simple, I contacted all 11 of my creditors 2 weeks ago and have had 3 replies saying they are sorry to hear about my financial situation.…
-
£365 in 365 days
***THREAD NOW RESTARTED*** HERE...........http://forums.moneysavingexpert.com/showthread.html?t=2243793 Please move to there as I assume this will be shortly closed........... don't forget to change your bookmarks/ subscriptions. I have had to start again as our numbers are now too large to even fit in the 2nd box :T:T See…
-
Feeling a fit fed up today!
Sorry just come in for a bit of a moan really and to let off steam! Some days wanting to be debt free can be such a pain in the a**!!:mad: Im trying my best to get it down but it just doesnt seem to budge much, I keep looking at my signature to feel good about how much I have managed to get rid of since January (about 500…
-
Getting out of debt and saving up to move out!
Okay so I've been away for just over a month. Lost track of things because I went on holiday. I've been a ridiculous person with money yet again. But I'm back now and it's time to get serious! I currently have £2550 of debt (rounded up). I've sectioned it out, tackling (of course) the highest interest debt first. So I've…
-
Bugbabes Debt Free Diary
Hi all Been posting now for about a week and have been really inspired by you all. I am so amazed that so many of you have become debt free and the lengths you have gone to to get there. Im still taking baby steps so i thought i would post here every time i did something positive about clearing my debts, every time i have…
-
I am determined to do this...
Hi folks, I originally posted in the DFW thing but figured that this was the best place for me! Here is my original post 'Hi guys, I started my DFW thing in april and was doing fab, over £500 in ebay sales etc and was eating away at the debt thing. Then I got a bit lazy...good thing is havent increased my debt since then,…
-
Nicnacnoo needs to spend money on better things!
Hi all, Ive been here before, tried to write a diary to spur me on to clear my debt, but as im back that means it didn’t work! Im gonna give it another bash cos I have debt I don’t want! A bit about me, im a 30 year old single mam to 2 little monsters aged 3 and 5. We rent the house we live in from my mam. I work 16 hours…
-
Countdown to debtfree, babies and Life!!!!!
hi all thought it was time i kicked my own butt and actually manged to complete a diary to keep me on the straight and narrow....have done a couple of little ones but never really go t very far!!!. i am 35 and currently in a good relationship have just moved house and am heading into the whole settle down thing (scary but…
-
My new spending and debt busting diary!
Well it's been awhile, and i'm finally back and ready for some debt busting in the new year! But why wait till Friday to start, when i can start now! Planning on putting all my daily spending and any payments towards my debts in here. So it's a bit of a spending and a debt busting diary! So today i spent: £1.15 - bus fare…
-
50 in 95 days, Last push to be debt free
Hi Peeps, Well, I have been looking at my calender and realised that in 95 days time I will be hitting the big 50. :eek::eek::eek::eek::eek::eek::eek::eek: I have decide to start a diary to help me in the last push towards becoming debt free. I really would like my DFD to be 19th May. The day before my 50th. I soooo dont…
-
Spending More!!!
Why is it that the minute you decide a budget and decide that you are really going to make an effort to cut back on non essential spending.....you end up spending more than you have done in the last few months added together!!!!:mad::mad::mad:
-
A long journey starts with a single step.....
Well yesterday I faced the music, added up my credit card debt:eek: and did a SOA :eek:which I posted on the main DFW board. And the general consensus is that I dont have a clue where my money is going :o . There are some areas that I know I def overspend on - hence the grocery challenge for March but the rest is just…
-
Things can only get better!!
Hello and welcome to my diary! I'll get you a cup of tea and a biscuit whilst you make yourself comfortable! I'm starting this diary with the hope that the kind people on here will support and motivate me to turn my life around. I also hope that in time I will be able to look back and see how far I have come. Last…
-
I'm Betty and I'm in debt!!!
Hi everyone...I’m Betty (well call me Betty) and I’m in Debt...ill imagine you all saying Hi Betty back... Today was a revelation and a half... I knew I had debt but I though...I have a decent job...I still enjoy life...I WAS SORTED! Reality...its spiralling out of control...I’m 26 and the only thing I’ve got to my name is…
-
DFSD's motivational ramblings...
'Oh no, not another diary' I hear you say... Don't worry, I don't expect anyone to really read this (!), but am going to record my progress in tackling our HUGE debts; to keep myself motivated and to record the little milestones along the way. Then I can remind myself how well I'm doing at times when I feel like giving in.…
-
Room for a little one with a massive debt?!
Hey, I've been here a little while, mostly posting on the long haulers thread, but I constantly lack motivation and positivity so was wondering if starting my own little diary might help keep me focused. There are so many inspirational people on here that have helped keep me going (even though they don't know it!). I am…
-
Bunny_Lover's Diary
I have decided to publish my SOA Statement of Affairs and Personal Balance Sheet[/b] Household Information Number of adults in household........... 2 Number of children in household......... 0 Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................ 380 Partners monthly…