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Recession busting diary
I'm starting this diary for motivation. I'm worried about the economic crisis and how it will affect us. DH works as a project manager in the defence industry, his job is not at risk at this time. We have 2 children. I started a part time job in Jan, so I now have 2 part time jobs earning a total of £650 per month. All…
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Trying to keep afloat 2010 - YorkshireBorns diary & journey
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Newbie in dire need
Hi all, am new to forum and hope this thread is in the right place... Anyway I need some advice, some 5-6 years ago I got myself into quite a bit of debt £20k+. Since taking on the debts (which I was so very easily pursueded to by the banks and credit card people) I have had some real personal problems during this time and…
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Wiggletots diary to wriggle FREE!
I have been on these boards for a couple of years but my old user name was way too obvious as to who I am and now I've decided to start a diary I don't want anyone to recognise me! So I'm starting a fresh, and determined to succeed! I've procrastinated, buried my head in the sand and talked about this debt for too long and…
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panias pretty perfect pages of positiveness and proactivity
Hi all. The prodigal daughter returneth and what a year 2009 was whew!!! So now we are into a new decade, another decade of fighting finances and flab and trying to make life fantastic!! 2009 started, as does 2010 with hopes dreams aspirations and promises that it was going to be "My year" I was so very wrong. I'm not…
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Debt diary virgin..be gentle!!
Hello everyone Well like many debt diary virgins before me I have been reading these inspirational diaries for quite some time now, and I have finally plucked up the courage to take the plunge. A little about me, I’m happily married, have a beautiful 1 year old daughter and we are in 27k of debt!!!! I know some of this…
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Daddy To Be: Lets Save Some MONEY!
Introduction Hi, I have been a 'watcher' of MSE for a few weeks as well as looking on the forums but helpful tips. I thought to myself, I may as well join up and for everytime someone offers me advice. I may be able to offer some advice of my own to someone else. As I am new to the forum. Finding the right section has been…
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Miss_Bee's Diary
Ok, so I've been reading around on these boards, and they are wonderful! So, I've decided, to help me on my journey, I too should do a diary. It'll be great to be able to look back and see how I've been doing along the way. :) A little about me, for anybody reading;* I live with my Fiance, who is a wonderful man, and who I…
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debts clearing but now off work for 12 weeks
hi all i was in £12000 debt in december 08 when i lost my job i then got a job in july 09 and have put every penny into clearing them i am now down to £4500 but after a car accedent i have broken my leg and i am unable to work for 12 weeks minimum and now the hailfax is charging me £5 a day for being overdrawn my outher…
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2010 will be my debt free year!!! Please join me.
Hi I have been an avid lurker on this site for a while now reading (and posting) on other's diaries. Its time to start my own now as I am adamant that 2010 will be the year I become debt free. I am 40 in February, the mother of 3 lovely boys (17, 9 and 5) and have a DH who is very good with money. Luckily he has stuck by…
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£70 a day's what the panda will pay!
Hi all! I think it's about time that I drew a line under my old diary as so much has changed in the past year, and things have been sliding a little too much lately. For those that don't know me, here's the brief summary...first thing to note is that I'm entirely unable to ever do 'brief'! I became an official DFW a year…
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Over £10k debt aged 22!
nevermind, please delete post. thanks
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Young dumb and in debt!
Hi everyone Finally facing up to the mess I have got into. I am nearly 26, still training in my job and I am, as of today, in debt. I am posting this to put it in black and white and scare myself out of this cycle!
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The Adventures Of Alison & Her Debt!
I decided to make a diary to keep a log of how Im getting on, something I can re read to keep me going over the next god knows how long. To anyone else that does read it, heres a bit about me... My name is Alison, Im 25, I have been with my o/h for nearly 10 years .DD.. was born on October, 2003 and is one of the greatest…
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'don't put if off another day' diary
Hi there, I've been on MSE for some time now but decided to get a new username to give a bit more anonymity with my debt free journey I'm about to start. I've been meaning to start this diary for a few days now but put it off, hence the title. We have over £6K of debt at the moment, the most recent being what we used to…
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Help keep me on the straight and narrow
After a lot of lurking and 2 failed diarys on here i had my final LBM !! I need as much feedback and kicks up the Ar&£ as possible so that this works. Background... Single with a 5year old child who is the best thing in my life and wouldnt change for the world. I have had problems in the past with money and previously…
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Elbereth's debt free challenge
Hi everyone Recently got back from an absolutely amazing holiday in California with my OH and while we were away really got talking about our future and am really excited about our plans to move in together next year! I currently own a flat which I have had for 2 and half years, was really proud when i got my foot on…
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My Saving's Diary.
Hi all, I've been reading a few of your diaries on here and realised it is a good way of getting encouragement and maybe helping others with ideas along the way. My situation: I'm 24 and rent a 1 bed flat in Surrey with my partner. I work part time (with a bit of overtime) and he works full time. We have rented for nearly…
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NEW - pay off £20,000 (ish) by Christmas 2009
This is the place to stop faffing and start focusing! This time last year, pollydaydream set up a challenge to pay £20,000 off her debt. OK, it sounds like a lot of money, but a lot of us have big debt numbers and so when you think about it, we may be reducing £1000 + per month just by making our minimum payments and not…
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Ouch Debt hurts!"
Ouch I've finally realised I think I need to sort my finances out, after a couple of days lurking, I've plucked up the courage to do a debt diary! :o I'd never been in debt before this year, the only large amount of money I spent was car insurance. Then I broke up with my ex & decided to get a cc to cheer myself up (Silly…