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Mbna Hsbc
Please help I am trying to find a credit card for either 0% or life of balance that is not underwrittenm by HSBC or MBNA. This seems to be an impossible task at the moment. can anyone please help me I am getting very frustrated!:money:
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Travelling for a year Wot is Best Credit Card?
Hello im travelling for a year usa, australia, new zealand and thailand. I was wondering what would be the best credit card for this type of trip. I dont the card often mainly when desperate or emergency. I dont wanna be charged the earth when i use this card abroad any suggestions thanks phil
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Needing a 0% balance transfer card
I will need a 0% balance transfer card ideally for around £2000 to £6000 to cover some expenses and debts for the next 6 months or so as i am doing course i will be working part time and at weekends to re-pay this amount any credit cards or loans recommened? i am 20 years old with good credit rating i found the one below…
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Partnership Card from John Lewis
Anyone any idea if you get any vouchers/discounts, apart from the points for spending, with this card throughout the year or is it expected to be enough of an incentive to just have the card :grin: ? Just wondered which is the better of the two - &MORE or Partnership?
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Argos Card?
Thinking about getting this card for the 0% deals on purchases if the balance is paid off in full within the 6, 9 or 12 month period. I will be making some large purchases on household goods soon so thought this might be the best option. Does anyone have any experiences about this card?
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The reason for CC companies slashing credit limits
I have a theory as to why a lot of Credit card companies seems to be slashing limits lately as per comments on this board. They have been quite happy dishing out 10k 15k limits on their cards. There has been a lot of discussions in the news lately lot about "Brittain in debt" and how, at some point in the future, banks…
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Credit Card Administration Error
Hi, I'm new and would appreciate any thoughts/comments on the following situation. I applied for a post office credit card in August in order to take advantage of the 0% with no balance transfer fee offer for the next 6 months (I was transfering £4400 from an Amazon card). Once my application had gone through I received…
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Credit card refund
I was wondering whether anybody can assist me. In July this year I made a purchase from a DIY discount store on Canvey Island where I was working. At the time I was given an old fashioned pape slip as I was told that they were changing bank. Upon getting home I realised that the item I had purchased was no good and upon…
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Skycard upped my limit without asking
Ive just checked my online skycard account, that I used for the 0% on purchases until jan07 deal, and I see they have upped my limit without telling me by £1k. Can they do this? how much would this affect applications to other credit cards?
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why was i turned down for cc
hi I have obtained a free trial of my credit report and everything seems ok. I have only lived at my current address for 2 years 2 months and have only been with my bank for about 3 years. Have a mortgage and another credit card (£1500 limit) never missed a payment with these. I am on the electoral roll, but don't have a…
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First Credit Card
Hi guys Im after a bit of advice. Im looking to get my first credit card, but dont really no what I should be looking for? Ive been through martins question for choosing a credit card and as I spend under £5,000 and will be paying it off monthly, the Morgan Stanley Platinum. I think i need a high income to apply for a…
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SkyCard
I applied online for a SkyCard a couple of weeks ago and haven't heard anything yet. As SkyCard is operated by BarclayCard, are you more likely to get accepted if your a BarclayCard customer already?
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Marbles - negotiate is the key
I have had my marbles card for over a year now with a 1k limit. I regulary pay off the card month to month and decided when i had a nil balance to call them and see if they could negotiate a better interest rate. answer no. I asked about balance transfers, i was told i could have an APR of 9.9% for 6 months, I said no they…
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EGG cash back - BEWARE!
EGG promise 1% cash back on all purchases on their Egg Money card but I've discovered that every month a few pence or pounds have been deducted from my cash back. I complained 3 months ago and the complaints department confirmed that the Operations Team are making the wrong calculations so they reimbursed me, and promised…
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can i do balance transfer from spouse's card
hi all been accepted for a hsbc card with a 3k limit and 12mths o% balance transfer. now what i was hoping to do was transfer my wife's card balance on to this but am not sure if this can be done. any help would be gratefully recieved. best wishes alcamist
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Payment protection/card protection plan
Can these be taken out independently from the card issuer saving you money? Or indeed are they really needed? I'd hate to think i'm not covered when I really should be. Thanks, Pete.
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MBNA problems whats going on i am very angry
I have applied to MBNA last week for a 0% til november next year i did the application over the phone they said the application should take around 48 hrs to reach underwiters i could phone them if i wish ,i rang them last night they had no application on the system.I was advised by them to make another application over the…
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post office 0%
hi there - a few weeks ago i applied for a post office card with its 0% transfer fee and also got my oh to apply a week or so later. he called up today to transfer and was told that there is a 2.5% fee.... i am sure this was not the case when he applied but is there any way we can find this out? some of the paper work…
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who owns who
can someone advise me ,i have 4 cards,mint,virgin,marbles and lloyds tsb.Im looking to transfer 2 accounts onto 0% cards but dont know who owns who,any advice would be appreciated,thanks in advance.
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Overdraft
I currently have an overdraft of £4500 which I intend to clear wihin the next 6 months. Could somebody tell me which would be (f any) the best card to transfer this amount to , preferably a 0% card with no balance transfer fees Is this possible or could somebody suggest any other alternatives that would stop me incurring…