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Homebuyers or Full Structural
Hello. On Friday our offer on a house was accepted. £246,000 for a 3 bedroom semi detached, with a detached garage in Caterham, Surrey. The house appears to be in excellent condition and is a 1960's build. The people who currently live there have bought a new build and the property is now owned by a Part Exchange company.…
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Storage minimum stay period?
Does anybody know what the usual minimum stay period is for self-storage facilities, please?
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Landlord Problem/Access
I won't bore you with all the ins and outs but we have ongoing problems with our landlord, been to CAB now and are awaiting response for reimbursement of items that needed to be thrown away due to damp damage. Today we have come home to a letter from her saying she is giving us a dehumidifier later in the week, she is…
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Renting without kitchen appliances
Hi Everyone, I've got a question to ask, more for people's experiences and suggestions than hard answers. Myself and my girlfriend are looking to rent. We've found a property that suits us and the asking price is £475pm. We've offered £425 as there are no appliances in the kitchen. Now the property is listed as unfurnished…
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Advice Needed On Guarantor's
Hi, I am looking at a house next week through an agency, my parents have said they will be guarantors. Unfortunately though they live about 200 miles from me. I have seen the tenant/guarantor form and it has a space for the guarantors signature. Obviously they need to sign the form to do credit checks etc but how will this…
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Using equity in my home for buy to let investment
Hi My fixed rate mortgage is coming to an end and I am looking to change my mortgage to benefit from a lower interest rate. My mortgage is about 40% of my property value at present (due to renovations, development in the area and climb in value over 8 years). Also our joint income has increased allowing us to borrow more…
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do different councils have different rules for housing benefit payment?
Hi, hopefully someone can help me. What I would like to know is do some councils have different rules to other when it comes to housing benefits and who they are paid to? More specifically do some councils allow the tenant to sign a waiver/ agreement for the benefit to be paid direct to the landlord from day one? as the…
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structural movement advice needed
Hi, I recently had the bank valuation survey on a property come back valued at the price I offered and got a firm mortgage offer from the bank but after recieving offer and a copy of the valuation I noticed it said there was evidence of structural movement and the box was left uncrossed for whether this was recent and…
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Should I ask for my deposit back?
Can this be closed, please?
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unfair electricity charges-unsuitable living conditions and we are at landlords mercy
I am posting this message to receive some advice to tackle an ongoing issue with my landlord. At a cost of £525 a month I am living in an ice box since september. Flat has age old underfloor electrical heating and 70s style thermostats. Heating was out of order till november and landlord was kind enough to send a…
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Buying in new build off plans
Hi, I am considering putting an offer on a new development being built, and I was wondering what should I consider? They have about 30 flats for sell, on three floors. Some flats are next to a busy street (buses, cars), facing east. Some flats are on the other side, facing a small internal garden (facing west). Some flats…
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Rented house end of contract, deposit etc
Daughters house contract ends in less than 2 weeks, shes been there for 7 months. She paid the deposit and arrangement fee in cash before moving in and the first months rent in cash on the day she moved in, the rest have been by standing order and always been on time. Shes not got a great reciepts for the 2 cash payments,…
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New regulations for house share renting on the way
http://www.totallymoney.com/news/index.php/2010/01/landlords-body-condemns-government-plans-to-reduce-supply-of-shared-housing/ This was announced last week so I was suprised not to find a post on it here already (appologies if there is and I missed it). Apparantly properties that are to be rented out as house shares to 3…
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House Prices / Flat Resale Possiblities
It's been suggested that I seriously consider looking at a first house at the moment (caused mostly by the belief that house prices will rise a lot over the next few years and effectively price me out of the market - stemming mostly I think from reports that house prices might begin rising as much a 8% a year in the near…
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House being marketed with no HIP - is it worth complaining?
The property in question has been on the market with the current Estate Agent since July 09 (according to Property Bee). I first viewed it at the start of November & again a couple of weeks later. Then the offer on my flat fell through, so I just looked longingly at the house on rightmove until I was in a position to…
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Housing associations and 'assured shorthold tenancy agreements'?
Is it normal nowadays for housing associations to issue assured shorthold tenancy agreements? I was looking into the right to acquire schemes and have discovered these are not available to assured shorthold tenants. My tenancy is around 4 years old now, from my HA's website it states they even issue extra points to those…
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Which is better?
Renting an apartment or buying your own house and pay mortgages? It used to be a good idea to have your own house, but is it really good nowadays especially if there are so many houses going to foreclosures. Will renting an apartment of house be better then? Just curious as to what you all are going to say then.
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buying house - drain problems disclosed - insurance problem?
Hi My sister and her boyfriend are buying a house and the sellers have just disclosed that there have been drain problems. Apparently the mains sewer in the road had to be replaced (this was done by and at expense of council/water board) but more worringly the private sewer serving the house had to be replaced (and garden…
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Important trust fund/mortgage question
Ok, my friend, James, needs advice, and he's a bit less jargon minded than me :-) Basically, James is a named beneficiary of a trust fund set up by his grandparents. The trust owns a flat in London, where James has lived with very low rent for four years. The other trustees are his grandma, mum, uncle and 2 siblings, none…
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Asset-Trust Housing - anyone dealt with them before?
My partner and I are looking to buy a flat in Bournemouth through Asset Trust Housing - really good deal, as you can buy a 25% stake, pay rent on the rest, and we've worked out it will cost the same as renting a place anyway! Anyone dealt with them before and got any advice on them? Thanks!