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72k in debt....I feel sick
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thankyou teapartymum
x "happiness is...positive cashflow!":j0 -
You need to put them to “Strict proof” that you received it earliermoneymeltdown wrote: »If the SD was issued on the 4th december and i did not receive until the 24th december,how can I then have the 18 days in which to have it set aside??
“Strict proof” means the onus is on them to proveClick here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
I do have a letter from uk debt and legal services that says the SD was hand delivered on 24.12.08 by one of their 'representatives'...is that proof too?"happiness is...positive cashflow!":j0
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Is it signed by them?moneymeltdown wrote: »I do have a letter from uk debt and legal services that says the SD was hand delivered on 24.12.08 by one of their 'representatives'...is that proof too?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
yes it is...just checked"happiness is...positive cashflow!":j0
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They're a bunch of muppets.
(In my professional opinion:D)0 -
You've got no worries then, they've failed to give you sufficent time.moneymeltdown wrote: »yes it is...just checkedClick here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
ok thankyou for your advice 10past6 "happiness is...positive cashflow!":j0
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I've been reading on this site for the last couple of years (and have learned loads), but never posted on this thread before. 10past6 seems incredibly helpful and there are many lovely people here. I really hope things start looking up for you soon as you do seem to have had a very hard time recently. Good luck for 2009.0
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Hi All,
Went Br 1st Dec Total Debt 78k The Best Thing I Have Ever Done Wish I Had Done It 5 Years Back A Total Waste Of Life And Stress Sleepless Nights Trying To Fight Off Banks Dcas Creds Etc.my Experience Is Banks Dont Give A Stuff About If Your Circumstances Change Even Though They Like To Quote Please Contact Us Asap If You Are In Difficulty I Did This With Amex They Helped Me By Increasing Apr From 4.9% Fixed For Life To 34.9 That Really Helps Dosent It?
Best Regards To All For 2009 Happy New Year
Out Of Cash.
Sorry About The Caps0
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