DMP Mutual Support Thread (Part 4)

Jvic28

andytwonames wrote: »

Even if they do a credit check, it may not be too bad since you are not going to be borrowing any money from them.

Is your credit file already in trouble? If you are only just getting to the point of being in financial crisis, the info may not yet bee too bad.

Don't panic. Others on here may be able to suggest the best place to find an account.

My credit score is awful and I managed to obtain an accoutn with Co-Op Cashminder Account if thats any help. Also, I applied over the phone and was not required to provide any id.

x

Shazand

[quote=lmw1977;12138433I've_just_got_off_the_phone_with_CCCS_and_they_do_need_to_put_the_unsecured_part_on_to_the_plan_otherwise_I'm_giving_NR_preferential_treatment...I_can_see_their_point...but...ho_hum_-_onward_and_upward_and_all_of_that.[/quote]

Hi lmx1977, Did they find out about the unsecured part or did you tell them yourself ?

lmw1977

Shazand wrote: »

Hi lmx1977, Did they find out about the unsecured part or did you tell them yourself ?

I told 'em since I figured they'd find out soon enough...?

I have managed to organise a phone call with PP for tomorrow - I think this will cause confusion for my creditors but it'll sort itself out.

The only potentitial (very good) spanner in this plan is my wife is expecting the third nipper any time now...and she really is showing a few signs tonight of going into labour...so I'm off to see how she's getting on.

if it does happen tonight I'll obviously catch up when i can.

lmw.

sam89

Good Luck lmw & Mrs lmw :j :T .

Sam,
x.

ikkle87

Hi guys, haven't posted in a likkle while, sorry.

Well I have sent all my forms off and my token payments and my first payment to CCCS is due on the 1st August. Have done really well with budgeting and managed to keep money aside. Also got my credit files from experian and equifax and was please to see I only have one default which I thought there would have been more of due to non payment. None of my creditors have contacted me via post, Intrum Justitia are enjoying phoning me and hanging up on me but I don't mind cos I quite like my ring tone makes me boogy in my chair lol.

Hope you are all well

ikkle x

kpwll

good luck to you and mrs lmw and the rest of the family x

ikkle87

Good Luck with the nipper x

Shazand

lmw1977 wrote: »

I told 'em since I figured they'd find out soon enough...?

I have managed to organise a phone call with PP for tomorrow - I think this will cause confusion for my creditors but it'll sort itself out.

The only potentitial (very good) spanner in this plan is my wife is expecting the third nipper any time now...and she really is showing a few signs tonight of going into labour...so I'm off to see how she's getting on.

if it does happen tonight I'll obviously catch up when i can.

lmw.

Good Luck lmw1977- Keep us updated, great to have some fantastic news for a change.

kpwll

Bumping this in case anyone else is interested and I don't know how long the offer lasts.

I like doing surveys and have been with Pinecone for a long time, I have received an email asking if I know of any households that would like to join, (they pay £4.00 for each survey) I have to forward the email to the interested person's email account as there is a referal link. I don't get anything for refering and it doesn't say how many can be refered. If anyone is interested please pm me with your email address and I will forward it to you, for you to read. They pay into a Paypal account now where it used to be a book of luncheon vouchers.
PS I know there are 2 r's in referred/ing but was too lazy to go back over.

ALSO PLEASE DO NOT THINK THAT I AM TRYING TO MAKE ANYTHING FROM YOU WONDERFUL PEOPLE. XX

pinksparkle_2

Oh my God!...Barclays are ringing me at work...!!!

I am in the process of starting my DMP, Payplan have sent all the info to all my creditors, I am due to make my first payment to then on 1st August, I am sending token payments today... Should they be ringing me at work???

No one at work knows about this, is there anyway they can find out???

Also I sent token payments to my creditors last month, not sure i sent them to the correct addresses though, i sent a cover letter with them but didnt out my account number on the back, is it possible they havent recieved them???

Any one had any problems like this???

Pinksparkle