DMP Mutual Support Thread (Part 4)

poohbearmufc

How are you doing yours online? I would prefer to do it that way, plus you don't have to pay the transcash charge...

Althea

louloujs wrote: »

Bad day now. Just as I was filling in the self admin cccs forms, I opened the post and there's one from newman and co, dca for Amex, saying "we are disappointed that all our effforts to rsolve this matter in a mutually acceptable manner have been unsuccessful". They are saying Bankruptcy proceedings will follow...

I did offer to make monthly payments so I'm livid. I have sent them an email outlining this. It will get there before my dmp... Actually, I'm not livid, I'm crushed. One step forward and twenty back.

No no, not crushed, just a mere setback! Do they say bankruptcy proceedings WILL follow ... or MAY ... ? I understand from reading around (here and the CAG forums, another most excellent place for advice and resources) that Amex aren't the most understanding of people to deal with. Do a search here ==> http://www.consumeractiongroup.co.uk/forum/#black-consumer-forums-center for Newman (you may have to register for the site, but it's free and very worthwhile, LOTS of useful stuff on there). I did a quick search on there, and came back with loads of hits (and info!).

HTH

Althea

poohbearmufc wrote: »

How are you doing yours online? I would prefer to do it that way, plus you don't have to pay the transcash charge...

Just with an online payment from my bank account to CCCS, I emailed CCCS to ask if that's ok and they said yes, and gave me their account details.

poohbearmufc

are you able to PM me the account details (of course not your number).. but the sort code and account number... have u then set it up to send monthly?

louloujs

Althea wrote: »

No no, not crushed, just a mere setback! Do they say bankruptcy proceedings WILL follow ... or MAY ... ? I understand from reading around (here and the CAG forums, another most excellent place for advice and resources) that Amex aren't the most understanding of people to deal with. Do a search here ==> http://www.consumeractiongroup.co.uk/forum/#black-consumer-forums-center for Newman (you may have to register for the site, but it's free and very worthwhile, LOTS of useful stuff on there). I did a quick search on there, and came back with loads of hits (and info!).

HTH

Thank you so much for this. Will visit CAG now.

Amex/Newman & Co are saying "we have been instructed to pass this matter to our solicitors, messrs.... for a Statutory Bankruptcy Demand to be issued"

Within my portfolio of debt chasers, these are by far the most aggressive, intimidating people to deal with. I was even in tears as I read out the OFT guidelines on harrassment, but I did get the words out and the guy hung up. Then rang back, when my husband answered there was a 'tut' and then he hung up...

Althea

poohbearmufc wrote: »

are you able to PM me the account details (of course not your number).. but the sort code and account number... have u then set it up to send monthly?

Have PMd it to you.

No, I haven't set up a monthly payment as we have to pay by Direct Debit, right? It's just for the first payment that I'm doing the online banking transfer.

Althea

louloujs wrote: »

Thank you so much for this. Will visit CAG now.

Amex/Newman & Co are saying "we have been instructed to pass this matter to our solicitors, messrs.... for a Statutory Bankruptcy Demand to be issued"

Within my portfolio of debt chasers, these are by far the most aggressive, intimidating people to deal with. I was even in tears as I read out the OFT guidelines on harrassment, but I did get the words out and the guy hung up. Then rang back, when my husband answered there was a 'tut' and then he hung up...

I posted this a little while back, but it's such a big thread it may have been lost in the mists of debt Great resource on harrassment - and dealing with it! - might help someone: http://boards.fool.co.uk/Message.asp?mid=9708407

andreweduk

Althea wrote: »

Have PMd it to you.

No, I haven't set up a monthly payment as we have to pay by Direct Debit, right? It's just for the first payment that I'm doing the online banking transfer.

That's excellent news Saves trailing to the PO and queueing for hours!!

I think I'll be making my first payment for 1st December, so i'm glad I've found this out!

louloujs

Does anyone know which bank Monument are connected to?

Thanks

Althea

louloujs wrote: »

Does anyone know which bank Monument are connected to?

Thanks

By the looks of this list http://www.payplan.com/debt-library/miscellaneous.php ... they're connected to Barclays/Woolwich.