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DMP Mutual Support Thread (Part 4)

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  • Shazand
    Shazand Posts: 60 Forumite
    Jvic28 wrote: »
    Yeh. I had a SimplyBe account which was passed to Reliable Collections, which as it turns out are just a different department. I think it's really unfair when they do that. It creates so much stress for people when they think that debt collectors are after them.

    Naughty Naughty.

    x

    We have accounts with GE Money for Evans and Comet cards. Both were with CL Finance before DMP, we have started to get the phone going dead when we answer, upto 8 times a day!! good to know it is them, just wait until they eventually pick up :mad: .

    I also have a SimplyBe account, but had no response as yet, are they good ?
    Lightbulb moment: 19 May 2008 !!
    Total debt May 2008: £24,220 Debt free date: Jul 2013
    DMP Mutual Support Thread Member No 196
    Proud to be dealing with our debts
  • Jvic28
    Jvic28 Posts: 1,596 Forumite
    Shazand wrote: »
    We have accounts with GE Money for Evans and Comet cards. Both were with CL Finance before DMP, we have started to get the phone going dead when we answer, upto 8 times a day!! good to know it is them, just wait until they eventually pick up :mad: .

    I also have a SimplyBe account, but had no response as yet, are they good ?

    Yeh, my phone was going dead. It was their number ringing about 8 times a day every day including Sundays and it was going dead when I eventually plucked up the courage to answer it. I used this site http://whocallsme.com/ as recommended by Tigert and it revealed it was GE Money. Excellent site.

    My SimplyBe account was passed to Reliable collections before the DMP but they have been great. The bloke I spoke to there was very understanding and accepted my lower payments over the phone before I contacted CCCS and they have stuck to it since CCCS got in touch and stopped interest etc.

    x
    DMP Mutual Support Thread Member No 190
    17/05/08 - Total on DMP: £10025.70
    07/05/14 - Total on DMP: £1666.20 DFD: July 2017!!
    Baby Tomos born 5th June 2009 - 6lb 5oz :j
    Weight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO
  • louietudor
    louietudor Posts: 273 Forumite
    Jvic28 wrote: »
    GE Money kept ringing me then when I'd answer the phone would go dead. They finally answered and said it was a computer thing..............

    x

    I’ve had exactly the same with goldfish – they ring and ring but always disconnect when I picked the phone up
    Well at last yesterday I got connected – I’m not sure if I was correct in doing this but I went ballistic, accusing her of harassment and threatened to report them – when she got a word in she said they had a right to contact me – I said yes but only in writing as I told them by letter – she said they had not received my letter – I asked if she had received my token payment and she said she had, so I told her that she must have recieved the letter as it was with the £1 payment!! – well that did it, it started me off again rant and ranting about auto diallers, harrasment etc etc and demanded she remove my number form her database.. Well to cut this short after another 10 minutes rant with her only able to get a dozen words in she agreed to make sure my account was noted and that I would not get any more calls – with that we terminated the hostilities
    I sat down poised for an hour just waiting for the phone to ring, thinking up all sorts of horrible thoughts about what I would do if they called but luckilly for me and my phone (it would have ended up broken when I threw is missile like at a wall) ever since there has not been a peep from goldfish – after days of incessant calls, nothing….. almost miss it!!
    Am I ashamed of myself? Of course not!!! I did not swear and never used any bad names – but after days of harassment I think it was time I gave a bit back!!!
  • Jvic28
    Jvic28 Posts: 1,596 Forumite
    louietudor wrote: »
    I’ve had exactly the same with goldfish – they ring and ring but always disconnect when I picked the phone up
    Well at last yesterday I got connected – I’m not sure if I was correct in doing this but I went ballistic, accusing her of harassment and threatened to report them – when she got a word in she said they had a right to contact me – I said yes but only in writing as I told them by letter – she said they had not received my letter – I asked if she had received my token payment and she said she had, so I told her that she must have relieved the letter as it was with the £1 payment!! – well that did it, it started me off again rant and ranting about auto diallers, harrasment etc etc and demanded she remove my number form her database.. Well to cut this short after another 10 minutes rant with her only able to get a dozen words in she agreed to make sure my account was noted and that I would not get any more calls – with that we terminated the hostilities
    I sat down poised for an hour just waiting for the phone to ring, thinking up all sorts of horrible thoughts about what I would do if they called but luckilly for me and my phone (it would have ended up broken when I threw is missile like at a wall) ever since there has not been a peep from goldfish – after days of incessant calls, nothing….. almost miss it!!
    Am I ashamed of myself? Of course not!!! I did not swear and never used any bad names – but after days of harassment I think it was time I gave a bit back!!!

    Hear Hear!
    DMP Mutual Support Thread Member No 190
    17/05/08 - Total on DMP: £10025.70
    07/05/14 - Total on DMP: £1666.20 DFD: July 2017!!
    Baby Tomos born 5th June 2009 - 6lb 5oz :j
    Weight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO
  • Angel_Cake_3
    Angel_Cake_3 Posts: 121 Forumite
    Simbalou - this also happend to me, my child benefit went into my old account and I lost it!
    A word of advice for anyone switching over stadning orders etc......
    I called Tax Credits to give them my new bank details and the 'kind' lady said she would inform Child benefit of the change - she obvisously did not.
    I have seen another post on here saying the same thing!
    So if anyone is giving tax credits their new bank details, make sure you contact child benefit yourself.
    ps - hi to all you new guys, lots of us at the same stage, so we can all supprot one another - This is such a great place to come !!!!
    Angel Cake x
    DMP Mutal Support thread No 193
    DMP with Payplan First Contact May 08 DMP commenced July 08
  • simbalou
    simbalou Posts: 155 Forumite
    Managed to get my child benefit from old bank account, I've never ran so fast to the bank machine (thank goodness I live in town!)

    I didn't trust anyone with the switching over of direct debits and I did it all myself, so the saying goes 'if you want a job doing properly then do it yourself'.

    First CCCS payment will be done next week and so far heard from no creditors what so ever but I know they all received my template letter and token payment because they have gone out of the bank.

    Have a good evening everyone x
    DMP mutual support number 199
    Debt free in [strike]2025[/strike] 2018 (hopefully a lot sooner!)
    :j Smokefree since 10pm 2/7/08 :j
    Baby no.3 due 29/04/2011
  • Ta-dah!! wow how posh new thread and all :D

    Well went to the bank on Monday dreading the fact that my tax credits and child benefit had gone into my old account, but no they were in there, how fantastic is was to see no minus sign in front of the balance. I is well rich!! Well not quite, I paid 2 weeks rent and childcare and left the rest in.

    I am scared of spending my new money, anyone else feel like this? Before I was spending just for the sake of it, shopping, food, stupid stuff but now I feel really determined to get money behind me even if it is just a hundred quid, more than I ever had before. I am actually tracking every penny I spend in a little A5 book, this will help me budget better.

    I received my CCCS pack today with the payment slip for July inside and direct debit form to set up from my new bank for August, so far so good have only had a letter from my bank loan and a bill from my credit card but will just keep sending postal order token payments of £2 until the DMP set up by direct debit.

    I wanted to repeat what Angel Cake said about tax credits and child benefit promising to tell each other; don't take their word for it, make the call yourself to both departments, I know it's a pain pressing 15 buttons and then holding for 10 minutes before you speak to a human but if you do it yourself then at least you know the relevant department has been informed.

    Good luck everyone and keep smiling, if I win the lottery this weekend I will buy you all a drink ok? :D
    DMP support thread member 211 :cool:
    I'm only here to get some medals......honest! :D
  • simbalou
    simbalou Posts: 155 Forumite
    I'm exactly the same with money now toffee penny, I'm obsessed with keeping money in my account and love looking at the balance. I want about £500 in a savings account just incase for cars, the boiler blowing up etc!

    I need to ring child benefit to make sure next months payment will go in the right account because I'm sure my old bank account wont let me take it out next time.

    I'm paying my first payment to cccs as soon as oh gets paid on 23rd. Does anyone know the transcash charge at the post office? Just so I'm prepared not to look shocked when I have to hand my money over.
    DMP mutual support number 199
    Debt free in [strike]2025[/strike] 2018 (hopefully a lot sooner!)
    :j Smokefree since 10pm 2/7/08 :j
    Baby no.3 due 29/04/2011
  • rayday2
    rayday2 Posts: 3,960 Forumite
    Not sure if this is wanted but will post just in case:

    This is the support thread for anyone on a DMP. The original started by 95Kelly, the second and the third have got so big they are in danger of slowing the site down. I have copied the list of contributors from the thread and reproduced it below:

    Members Numbers:

    95 Kelly 1
    teecee 2
    Ex-spenaholic 3
    Smilealot 4
    Huntress 5
    sea78 6
    gemmzie 7
    goldigger 8
    IDAAS 9
    Bloody HEll 10
    Joek 11
    Jumps 12
    shearerbobs 13
    Bluediamond 14
    ashden 15
    newgirl 16
    lonely 17
    emmy1 18
    leixlip1 19
    greengrocer 20
    daisyblue 21
    scared 22
    njc12 23
    franny 24
    bessy 25
    neith 26
    rustybucket 27
    kevster1009 28
    fay66 29
    valleys girl 30
    totallyfedup 31
    newlywed 32
    brassicks 33
    vpmamt 34
    4maxine 35
    looby75 36
    nugsfarnham 37
    yellowmonkey 38
    amani 39
    dlb 40
    ticktock1973 41
    auntie pie 42
    pan 43
    alfredsmum 44
    llewelyn 45
    vickaycon 46
    Scottishmummy 47
    wewillclearthis 48
    Winkus 49
    ilovegreatdanes 50
    hopeful 51
    mioliere52 52
    charlie2301 53
    readhead999 54
    VivCk 55
    dumb debtor 56
    Cuba Cat 57
    Lennymfo 58
    Michelle73 59
    welshjojo 60
    craftingqueen 61
    onamission 62
    rayday2 63
    sweety83 64
    lonelytoo 65
    Dreamer999 66
    everclear1973 67
    DrJekyll 68
    ankleshaggers 69
    lily-ella 70
    bowz25 71
    LoubieLou 72
    itsalldrivingmemad 73
    rainbowsapphire 74
    cath 75
    toasti 76
    Heregoes! 77
    lonely2 78
    Pompeymark88 79
    worrygirl 80
    eripmav 81
    xgingerx 82
    Katchambers 83
    Boltonbwfc 84
    Coochycoo 85
    Knotty29 86
    itsnowtime 87
    tinytot143 88
    Jaks 89
    Stillsmiling 90
    MadDogWoman 91
    Weezypoos 92
    Weemac 93
    Pinkkat8910 94
    SortingIt 95
    Archer85 96
    JacksXXX 97
    Sofa_bean 98
    Surfer_Chicky 99
    JillyOJolly 100
    CharliesAngel 101
    Chipbeck 102
    Spendthrift66 103
    BluePanther 104
    Jodenice 105
    Orpheus 106
    donnacarteruk 107
    mummytofour 108
    debtman2007 109
    debrag 110
    cloudnine 111
    moneydesperatex 112
    Compulsivespender79 113
    Limana68 114
    Stargazeratdawn 115
    KeelyJrs 116
    TakeittotheLimit 117
    Sallyx 118
    Amyv 119
    learnthehardway 120
    monkey22 121
    Janey51 122
    tracytaxi 123
    Bigdi 124
    Sanshing 125
    ald65 126
    piptom&AndyPandy 127
    CBI 128
    tara66 129
    barbie doll 130
    afur 131
    GlassHalfFull 132
    timetobefree 133
    Alex Fyfe 134
    geoffmr1 135
    tomandjerry 136
    Gooner87 137
    Sam89 138
    telboy99 139
    MUMMYMOO 140
    Marru 141
    Mogminnie 142
    Debtfree2015 143
    pinksparkle82 144
    UKroseblue 145
    Gingerish 146
    Whoopiedoodle 147
    mumzyof2 148
    madrocks 149
    Carlos700 150
    Coolmum 151
    Lovella 152
    Kitty 153
    Tinkerbell12 154
    10past6 155
    ailsajayne27 156
    mazmc 157
    ticklepenny 157
    loopylu36 158
    tickertyboo 159
    maz1964 160
    Shineyhead 161
    Creditwreck 162
    fedupandworried 163
    lisabell 164
    gonna be 165
    Dski 166
    Geddy 167
    Skibadee 168
    tass 169
    Tigert 170
    Silou 171
    Reformed Shopaholic 172
    hamsterpoo 173
    milliejon 174
    indebtstudent 175
    rugby6ft8 176
    Violet1 177
    Andytwonames 178
    Donedoingdebt 179
    sunshine38 180
    lostalot 181
    Hollyb 182
    Angeldiva 183
    Piggsy 184
    longforthesun 185
    Wen3 186
    moneysavingmumofone 187
    Just Me 188
    HollyB 189
    Jvic28 190
    Therelda 191
    Itsnowtime 192
    Angel Cake 193
    MclarenGurl 194
    So Sad Angel 195
    Shazand 196
    louietudor 197
    tishywish 198
    simbalou 199
    spent too much money 200
    lmw1977 201
    GOLDGPR 202
    katyw 203
    kebabed 204
    Mary Mungo + Midge 205
    mummum2 206
    Jackie710 207
    kpwll 208
    ben79 209
    Griswold 210
    Toffee Penny 211
    Numpty Monkey 212
    pinksparkle 213
    Alpinestar 214
    flounder1 215
    Ikkle 87 216
    archers addict 217
    Claireyfairy31 218
    Singsalsing 219
    Yummy-mummy 220
    Lisa-r 221
    very silly and scared 222
    Johnny Madrid 223
    Murraymint 224
    NW-ANGEL 225
    at_my_wittsend 226
    want2bfree84 227
    tranceaddict 228
    lottsacats 229
    Symesd 230
    sarriep 231
    Rabbit-in-headlights 232
    mouncey 233
    Zoeysmumof6 234
    gilligansyle 235
    markey77 236
    Etherelda 237
    Kudox 238
    Althea 239
    JES_F1 240
    Nicki-Sue 241
    TotallyBrassic 242
    ianmak 243
    skintandscared 244
    poohbearmufc 245
    eveie189 246
    debtmuncher 247
  • rayday2
    rayday2 Posts: 3,960 Forumite
    Update from probably the last time I posted and said I could not live without a dishwasher - I know its bad but there are 5 of us!

    Anyway I won an auction on ebay for a forest green one for 99p and it works and is installed :D

    Apologies for next bit of news I can't remember who I promised to post for but I have now received all my statements for June Lloyds credit cards and still no interest.
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