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Thinking of Grilling myself and my family

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Comments

  • tbs624
    tbs624 Posts: 10,816 Forumite
    but by God it's a miserable board you have here!

    Shut the door on your way out.....
  • jimc_2
    jimc_2 Posts: 290 Forumite
    by God it's a miserable board you have here!

    Not really. You could look at it like laughing at the speakers in Hyde Park - or politicians on the telly. Just don't take it seriously. How do they know anything? It takes a very small change indeed to totally overturn any OPINION here. (including mine!)
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    tbs624 wrote: »
    Shut the door on your way out.....

    There isn't a door. It was reposessed when we were carted off to the aircraft hanger...
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • Lakey
    Lakey Posts: 206 Forumite
    You might not feel that you are very huggy huggy, but from the posts I have read from you, you provide a very level headed and fair opinion. You seem extremely sound and realiable, and provide loads of useful links and information. I think MSE would be a sadder place without you!
    I think you are brill!!
    I think it's maybe about time you do too!
    :beer:

    Capt I think that ones a little below the belt.
  • Especially if you didn't get your fee.

    I had a client who died while Mountain Biking the weekend he completed on his house purchase.

    £175000 mortgage on a £200000 house. He was earning £70000 a year, his partner worked part time for her own spending money on £5000. No kids.

    For weeks before the exchange of contracts I was asking him to book an appointment to sort out the life assurance.

    He WANTED the life assurance, but just wanted to get the purchase out of the way and was busy at work.

    I told him the risks of exchanging contracts without Building Insurance or Life Assurance, but the Building Insurance was a condition that he had some for him to exchange.

    He went Mountain Biking while his partner and her mum were getting the house tidy and broke his neck.

    I suppose, Private Mainwairing, that I am more concerned about not getting my commission eh? :mad:
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
  • DKLS
    DKLS Posts: 13,461 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Helps to have a chubby child in order to get a decent meal, those skinny ones are only good for soup and making stock.
  • I had a client who died while Mountain Biking the weekend he completed on his house purchase.

    £175000 mortgage on a £200000 house. He was earning £70000 a year, his partner worked part time for her own spenging money on £5000. No kids.

    For weeks before the exchange of contracts I was asking him to book an appointment to sort out the life assurance.

    He WANTED the life assurance, but just wanted to get the purchase out of the way and was busy at work.

    I told him the risks of exchanging contracts without Building Insurance or Life Assurance, but the Building Insurance was a condition that he had some for him to exchange.

    He went Mountain Biking while his partner and her mum were getting the house tidy and broke his neck.

    I suppose, Private Mainwairing, that I am more concerned about not getting my commission eh? :mad:

    The stuffy image of mortgage sales agents with tweed jackets and a funny smell is not without substance.

    Your mate didn't have a lot of luck did he? earning 75K with no kids and he only saved up 25K deposit and couldn't be bothered to take out insurance?

    If I went out while my wife and MIL were tidying the house, I wouldn't need a mountain bike to break my neck.

    Just how many of your clients have popped their cloggs?
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    as soon as i read DD original post - i knew it was a wind-up - lighten up folks !!!!!!
  • The stuffy image of mortgage sales agents with tweed jackets and a funny smell is not without substance.

    Your mate didn't have a lot of luck did he? earning 75K with no kids and he only saved up 25K deposit and couldn't be bothered to take out insurance?

    If I went out while my wife and MIL were tidying the house, I wouldn't need a mountain bike to break my neck.

    Just how many of your clients have popped their cloggs?

    You know nothing about this client so how can you comment you heartless imbecile.

    I have arranged over 2500 mortgages and have thousands of clients and I have lost a few of them through death. Only one has committed suicide to the best of my knowledge.

    Helping the family to sort out affairs afterwards and not charging anything is just part of the job and a service most people would gladly do to ease the pressure from the widow/widower or family.

    If you have nothing sane or decent to say, belt up.
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
  • morg_monster
    morg_monster Posts: 2,392 Forumite
    capt mainwaring, i have read this thread through twice now and have no clue why you are having such a go at Ian? can't see that he's said anything wrong?
    or is it a carryover from another thread...
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