What charges you can claim

anne1996

hi
i had a car loan with honda finance and have charges on the account can i claim any of these back
COLLECT ACTIVITY FEE
LATE PAYMENT INTEREST

PLEASE HELP I AM A RECLAIMING VIRGIN, THIS IS MY FIRST ATTEMPT
THANKS

JHS_1975

Hello, sorry for sounding stupid but can you really claim back charges from the bank for late payments, going overdrawn and going overdrawn when you don't have an overdraft? (even though it's my really fault)?

mary43

Had my bank statement today and it had listed on it
Summary of your Bank Account charges and interest

Arrangement fees............................................£50
Debit interest* £20.16

Double checked my bank statement and my mortgage payment had gone out
making me overdrawn on my overdraft...two days later my pay went into the bank automatically.
Rang up about it to query what the £50 was actually for and was told it was because I had gone overdrawn.............can I claim this back ? I don't want to go into our local bank and cause a fuss as we get on very well with the staff there but I do think this is a bit much.I'd been to the bank a few weeks back explaining that at the moment we were struggling.........I was given a 'flexible loan' account so that I could top up the current account if needed so I suppose it was my fault I hadn't done that but I thought our pay would be there in time to easily cover the mortgage.
It does seem a bit like take the umbrella away when its raining.....the bank know we're going through a sticky patch so add to it with these charges.
If I can claim them back all well and good..........or do I have to cut my losses?

norserose

Does anyone know if I can claim back charges, even if I went bankrupt and the HSBC were one of my creditors? Or is that really cheeky?

suzysmum

Does anyone know if you can claim excess charges for a Store Card for Dorothy Perkins. If you can do I just follow the letters that have been printed. Do you have to send any money straight away.

d3xt0r

how do i go about reclaiming Late payment fee's from a store card , should i just use the bank charge letters but change them to 'unlawful Late payment fee's ' and do i do the same as bank charges as in, sending with 10 pound check asking for a list of charges then after reply send a request for the full amount to be refunded?

all help received with great thanks.

Kyle

benson98

Can I claim this from my capital one credit card?

Thanks,

J_Dizzle

I have entered into a repayment agreement with several credit card companies and one loan, is it possible to claim back charges previously impossed on these accounts prior to the agreement being set up.

if by claiming charges back from these account adversely affects the agreement i'll not bother

any help on this matter would be greatly appreciated.

Fran173

Does anybody know whether I can claim back £35 I was charged for letters telling me that my mortgage account was in arrears from the Halifax?


Fran
x x

pinknico

d3xt0r wrote: »

how do i go about reclaiming Late payment fee's from a store card , should i just use the bank charge letters but change them to 'unlawful Late payment fee's ' and do i do the same as bank charges as in, sending with 10 pound check asking for a list of charges then after reply send a request for the full amount to be refunded?

all help received with great thanks.

Kyle

Yes I would like an answer to this also and is there a stay on these claims