Help! In trouble from keeping up with the joneses

PLavoie_2

fletch3163 wrote: »

Sounds like everyone will be beginning their responses with "don't mean to be rude BUT....."

If you're hell-bent on living that lifestyle then obviously you should carry on. No amount of sense being posted will help you. If you were to read your posts with MY eyes I'm sure you'd be posting much the same response.

In this current GLOBAL climate you're playing Russian Roulette with your life and the safety and wellbeing of your family, and all for the sake of "beating the Jones". My Goodness! How shallow/narrow minded!!

I wish you the very best of luck in your endeavours. Recession/Depression/Stagflation, however you want to label it is here, and it's here for the foreseeable future. Eventually you WILL stop spending. Eventually you will have NO CHOICE!

Any 40+ year old married with kids will tell you it is hard to downgrade their lifestyle, especially living here in California where everything is based on status.

I have been thinking that if I give up membership at the country club, that frees up considerably, with extra $2000 monthly, and I can use that to continue making payments for my credit cards, which should last me longer. But I am sure my wife won't be too thrilled about it, as I am sure she will give me the talk about how we are the only family on the block that's not in the club.

It just feels like a dead end right now, because even once I start paying my debts, it is just "decreasing the rate at which my debt is going up", and not debt actually going down.

PLavoie_2

Cornishpixie wrote: »

Hi, I think its a wind up to. I did look at the post count and it doesn't really ring true, asking 4 advise then saying "Thank but no thanks". Either way he's a bit stupid or deluded

well, my original advice to to ask how I can reduce my debt while maintaining my lifestyle (via low apr loans, etc), but it seems to be a growing consensus that it is not possible.

so now I'm just trying to prioritize the things I can eliminate in order to not have my debt get way out of proportion.

[Deleted User]

Last week, my neighbour bought a new cart with horse. I felt so much jelousy. My horse only has 3 legs, so I went and bought a cart pulled by 2 horses. It had a roof, in-cart stereo.. i felt so good.

Now my neighbour bought a cart pulled by 4 horses. What am I to do? It has an ipod-dock, a detachable roof and 2 go-faster stripes! mama-mia, this is a nice cart.

I feel worthless now, I cannot afford the repayments on the 2 horses as it is. Morat the debt collector, he is a bad guy and will break my legs if i do not pay him this week.

Should I go and buy a 6 horse cart? I don't want my smug !!!!!!! of a neighbour winning!

PLavoie_2

Did you guys really take drastic measures in order to become debt free?

Cornishpixie_2

ringo_24601 wrote: »

Last week, my neighbour bought a new cart with horse. I felt so much jelousy. My horse only has 3 legs, so I went and bought a cart pulled by 2 horses. It had a roof, in-cart stereo.. i felt so good.

Now my neighbour bought a cart pulled by 4 horses. What am I to do? It has an ipod-dock, a detachable roof and 2 go-faster stripes! mama-mia, this is a nice cart.

I feel worthless now, I cannot afford the repayments on the 2 horses as it is. Morat the debt collector, he is a bad guy and will break my legs if i do not pay him this week.

Should I go and buy a 6 horse cart? I don't want my smug !!!!!!! of a neighbour winning!

:rotfl: :rotfl: Hey some of us just have to put up with a bit of a Donkey;)

[Deleted User]

Find a good reason to leave the country club, save yourself $2K a month and put it towards paying your debts off.

[Deleted User]

Wait, i know, start gambling.. you should be able to go to vegas and win enough to pay off your debts AND not reduce the quality of your lifestyle

CheeseCat

Sorry to say, but if your wife only married you to live the "millionaire" lifestyle - does that not bother you? She's only with you for the money you can give her.

I wonder if this is a troll too - seems a bit too "out there" to be real

Cornishpixie_2

PLavoie wrote: »

well, my original advice to to ask how I can reduce my debt while maintaining my lifestyle (via low apr loans, etc), but it seems to be a growing consensus that it is not possible.

so now I'm just trying to prioritize the things I can eliminate in order to not have my debt get way out of proportion.

How can I put it Debt is Debt. Not sure you can find a compromise. I don't worry what my neighbours have and don't have. Happy enough with my own lifestyle and friends.:)

smashedbooboo

Hi babe, ok. A bit of tough love here. I think its very sad your wife married you for the status and the money. Ask yourself. Would she she love you if you had nothing. And it does not matter where you are in the world, love and support are needed and wanted more than money. I know you dont want to give up your life style. But are you happy. I think not. And i think you should look at thr things that are going on in your life. I am from a background that was fairly charmed. I had a private education. My sister did. My brother went to Eton. He is now at Yale. It took a few yrs to realise my parents were on the breadline to do this for us. Now they have nothing. They had no life at all. Now if you dont stop spending or cutting back now then there will be no life in the future for you or your family. If it all went pear shaped tomorrow. Would you still have a wife. You have more to think about babe than just your life style. x x x x