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Dear Diary - help me be Debt Free

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Comments

  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Thanks, and yes he does look like Gizmo.

    Random Fact - my first proper boyfriend's nickname was Gizmo. He had the most gorgeous brown eyes:p

    And here's a less blurry picture (can you tell I'm totally smitten?:o ):

    CasperSeptember2008.jpg
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Awwwww he is gorgeous - look at that little face!! :)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I WANT ONE!

    I can see why your smitten.... little cute nose... little cute fluffy feet.... little cute kitty....the list goes on!
    Wealth is not measured by currency
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Doesn't look like its going to be a very MSE month after all. I seem to have expanded overnight to the point where none of my normal work clothes fit and I really need to me smart at work so I'm going to have to invest in a few things. Unfortunately, while the hight street do lots of lovely clothes for evenings out or casual, workwear is somewhat limited so I'm having to trawl the web instead.

    I did find a lovely site last week that does discounted designer stuff and got two shirts for £45 (incl postage - thanks Pigsback!) that should retail for £150 each! They arrived today and are lovely so that's a good start. I also got a blooming marvellous catelogue over the weekend and there's an offer in conjunction with Bounty for 10% of first orders and free postage so will be taking advantage of that this week to get a couple of jumpers and a pair of trousers. Along with a couple of roll necks from Mothercare that should hopefully see me to the end of the month before I need to think about a couple more shirts and maybe one more pair of trousers. I also really need to get bras ... Gosh it all adds up:o

    In total I think I'll have to spend around £200 and have decided that rather than use the money I already put to HBoS overdraft I'll use my Egg card as the interest on Egg is so much lower than the interest on the OD. Does that make sense?

    Thankfully I've been awarded a fairly decent payrise which'll see at least £50 a month more in my sticky little mit so that can be thrown at HBoS too and hopefully that will be cleared around Xmas time when my regular saver account matures. There should be £600 plus interest in there. On top of that there's usually a couple hundred of a bonus from work around Xmas time although I'm not holding my breath this year.

    At least I'm feeling more in control, even if I don't feel much progress is being made...

    Luc xxx
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Right, first lot of mat wear ordered. After walking up to MCare to check what they have in store they didn't have my size in the things I was after so I've now ordered online:

    1 black roll neck,
    1 red roll neck
    1 blue cami
    1 adorable littl Humphrey's Corner babygro set with bib

    Total £55 incl postage (did online search for codes but unless I'd spent over £100 none were valid) which is less than I had expected:j even with the 'unnecessary' addition for Bean!
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Not unnecessary Luc

    every baby needs a Humphrey's corner babygrow:j
    But these things take time, I know that I'm, the most inept that ever stepped.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    I like to think so.

    I'm fed up of seeing Winnie the Pooh everywhere - it was one of my favourites as a kid but has been done to death now. Grandparents and close frineds are under strict 'no Disney' instruction:p
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lucifa73 wrote: »
    I like to think so.

    I'm fed up of seeing Winnie the Pooh everywhere - it was one of my favourites as a kid but has been done to death now. Grandparents and close frineds are under strict 'no Disney' instruction:p

    :j I'm so glad im not alone. Told my mum if we got given any winnie the pooh/disney items they would be politely returned... so I may have been having a slightly crazy pregnant moment but i just really hate it all..... might be because we see lots of chav babies head to toe in the stuff!:rotfl:

    May have to have a look at roll necks you mentionned, I will need black tops for my job, and my shop gets freezing (have to have door open at all times) so roll neck is a good idea!
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    p.s thanks for all the info regarding offers for photos....

    Will make sure i go with a fair bit of change for car park and scan piccies :)
    Wealth is not measured by currency
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Just checked bank account online and we have spent the grand total of 26.84 oot of a budget of 200 so far and the freezer is still chocca so could pull off a good one this month if I keep my eye on it:A . Need to get catfood, milk, mushrooms, tinned tomatoes and naan bread tonight and will check out any offers just in case...

    Off to update sig:j
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


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