Sub Prime Credit Card Club

sutton111

I know it's of subject but does anyone watch Come Dine With Me?

cifpower

I have done in the past. Think the last time I watched it was the series before Xmas

sutton111

This new series is hilarious!!!
It's from Preston and they all think there brilliant!!

I finally got accepted for an Electron card on my Abbey account. I'm now wanting a "full" Visa Debit.

Tigerite

allthingsconsidered2009 wrote: »

Tigerish what other credit accounts do you have on your file?

Just Cahoot current account which has an overdraft of £1000 (only first £100 is interest free though) - this only appears on my Equifax report though and not my Experian, shame - plus two O2 pay monthly; but none of those are exactly credit accounts, so I suppose none really?

I did find that I have an "oustanding debt" credit search on my Equifax report though - for an account that has since had the default and all negative entries removed :mad: no doubt that's going to result in more hassle to get rid of!

sutton111

cifpower wrote: »

I have done in the past. Think the last time I watched it was the series before Xmas

The host Dave Lamb is so funny taking the mick out of them

sutton111

Tigerite wrote: »

Just Cahoot current account which has an overdraft of £1000 (only first £100 is interest free though) - this only appears on my Equifax report though and not my Experian, shame - plus two O2 pay monthly; but none of those are exactly credit accounts, so I suppose none really?

I did find that I have an "oustanding debt" credit search on my Equifax report though - for an account that has since had the default and all negative entries removed :mad: no doubt that's going to result in more hassle to get rid of!

How hard are O2 to get? I would love an IPhone.

cifpower

sutton111 wrote: »

The host Dave Lamb is so funny taking the mick out of them

He is the best part IMO

sutton111

True, he makes the show.

Tigerite

sutton111 wrote: »

How hard are O2 to get? I would love an IPhone.

Not too hard although my first account with them dates back to 2005, before the problems with my credit file etc. The second account, opened in Feb 2007 I had to pay them a deposit of £100 before they would open it which then went towards the first few bills if I remember rightly. However this was before my default with Vodafone, I think that appeared on my file in March 2007, so I might have just been lucky?

sutton111

I may give them ago in a few months.