Sub Prime Credit Card Club

cifpower

sutton111 wrote: »

Do you live in Northern Ireland Cif?

I do indeed. Whereabouts are you hun?

cifpower

fairmorn308 wrote: »

right got my flybe statement thru and i knew i was just under my credit limit but now its showing am over cause with the interest they put on has made me over my limit.

!!!!!!.

is there anything i can do about this. does this mean i will get it marked on my credit file? am going to make payment 2nite to bring it back under but aslong as they get payment by end of month i should b ok. i hope so before they report to credit files etc

That has happened to me too with my Ulster Ban card a few months back. Was doing a shuffle of my debt but I spent up too close to my limit and the interest pushed me over. £12 fee. I just accepted it and moved on as I knew I was in the wrong.

sutton111

cifpower wrote: »

I do indeed. Whereabouts are you hun?

I live in Shrewsbury, Shropshire Cif.

cifpower

sutton111 wrote: »

I live in Shrewsbury, Shropshire Cif.

Can't say I have ever been. Should I make the trip?

sutton111

If you want to!

cifpower

Well I regularly visit Birmingham and Shrewsbury does not seem that far away by car

fairmorn308

did u get it marked on ur credit file?

I just made payment and cut up all credit cards as i really need to tighten my belt and clear them

sutton111

No not far it's only around 45 minutes away from Birmingham. Have you lived in Belfast all your life then?

cifpower

fairmorn308 wrote: »

did u get it marked on ur credit file?

I just made payment and cut up all credit cards as i really need to tighten my belt and clear them

Get what marked?

cifpower

sutton111 wrote: »

No not far it's only around 45 minutes away from Birmingham. Have you lived in Belfast all your life then?

No. I was born there but moved quite soone afterwards to a town called Ballymena. I was there until I was 21 and then I moved to Durham for 6 months followed by Manchester for the same amount of time. I then moved to Belfast and have been here ever since.

You always been in Shrewsbury?