We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Card Club

1…969970972974975…1034

Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Do you live in Northern Ireland Cif?
    I do indeed. Whereabouts are you hun?
  • cifpower
    cifpower Posts: 6,502 Forumite
    fairmorn308 wrote: »
    right got my flybe statement thru and i knew i was just under my credit limit but now its showing am over cause with the interest they put on has made me over my limit.

    !!!!!!.

    is there anything i can do about this. does this mean i will get it marked on my credit file? am going to make payment 2nite to bring it back under but aslong as they get payment by end of month i should b ok. i hope so before they report to credit files etc
    That has happened to me too with my Ulster Ban card a few months back. Was doing a shuffle of my debt but I spent up too close to my limit and the interest pushed me over. £12 fee. I just accepted it and moved on as I knew I was in the wrong.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I do indeed. Whereabouts are you hun?
    I live in Shrewsbury, Shropshire Cif.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    I live in Shrewsbury, Shropshire Cif.
    Can't say I have ever been. Should I make the trip?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you want to!
  • cifpower
    cifpower Posts: 6,502 Forumite
    Well I regularly visit Birmingham and Shrewsbury does not seem that far away by car
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    did u get it marked on ur credit file?

    I just made payment and cut up all credit cards as i really need to tighten my belt and clear them
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No not far it's only around 45 minutes away from Birmingham. Have you lived in Belfast all your life then?
  • cifpower
    cifpower Posts: 6,502 Forumite
    fairmorn308 wrote: »
    did u get it marked on ur credit file?

    I just made payment and cut up all credit cards as i really need to tighten my belt and clear them
    Get what marked?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    No not far it's only around 45 minutes away from Birmingham. Have you lived in Belfast all your life then?
    No. I was born there but moved quite soone afterwards to a town called Ballymena. I was there until I was 21 and then I moved to Durham for 6 months followed by Manchester for the same amount of time. I then moved to Belfast and have been here ever since.

    You always been in Shrewsbury?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture