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Sammy_Girl

fairmorn308 wrote: »

yes i live in scotland. i wouldnt get it transfered to scottish courts i would start a brand new claim.

But why would the outcome be different in a Scottish court?

fairmorn308

cause this time round i can claim for getting default removed as part of the deal and if they offer me the difference then i can accept

darcyvuqua

hey rfb did you get a cap one increase where you been

Sammy_Girl

fairmorn308 wrote: »

cause this time round i can claim for getting default removed as part of the deal and if they offer me the difference then i can accept

But on what grounds can you get the default removed? And what if they don't offer the difference and you end up losing again and have to pay the diff??

If the default is due to drop off November, I personally would just let that happen. If Cap 1 won first time they'll prob win again?

Sorry to be so negative, but it does seem rather stressful!

Sammy_Girl

darcyvuqua wrote: »

hey rfb did you get a cap one increase where you been

Have you had an increase yet?? Make sure you keep checking online cos my letter didn't come until about a month later!

fairmorn308

yes but i still can claim unlawful bank charges its just my case was a bit different. I can go ahead and start again with a standard claim and just accept the difference if and when they offer it

darcyvuqua

nothing yet sammy what did you have and what is it now?

Sammy_Girl

darcyvuqua wrote: »

nothing yet sammy what did you have and what is it now?

I had £1000 initially and it went up to £1600 on the 4th statement. Nothing since tho, and absolutely sod all increase on my Vanquis - still £250 lol. But I'll keep that one for 12 months I think!

Darcy, what card can I apply for? I want something good and meaty

fairmorn308

you guys think its best keeping a card / account for 12 months then closing or would it be ok to close after a few months

darcyvuqua

sammy try barclays they are good you know do it now tho as you will get an instant decision