Sub Prime Credit Card Club

davethorp

cifpower wrote: »

Studio seem to like raising credit limits. I bought my wrapping paper, Xmas card and some decs from them last month. They opened the account for me and gave me a CL of £80. Paid the balance of in full and now I have a CL of £130. Not much I grant you but I've never come across a company which raises limits after just one payment.

Computer always says no with me on studio

dolally_2

cifpower wrote: »

Studio seem to like raising credit limits. I bought my wrapping paper, Xmas card and some decs from them last month. They opened the account for me and gave me a CL of £80. Paid the balance of in full and now I have a CL of £130. Not much I grant you but I've never come across a company which raises limits after just one payment.

My OH has JD williams, they have increased his limit every statement (started at £200 then £300 and new statement shows limit as £400)

Just wanted to add that he had an old capital one card that had a shocking history showing. When he rang to clear it (card was seriously in arrears and account had been closed), they offered to process a new application on the spot.

He was given a platinum 0% card with a rubbish limit BUT they have removed all his old account information from the CRA's and replaced it with the new info - his credit report makes much better reading now!! Thought this might be useful info for others

moneysavingallday

dolally wrote: »

My OH has JD williams, they have increased his limit every statement (started at £200 then £300 and new statement shows limit as £400)

Just wanted to add that he had an old capital one card that had a shocking history showing. When he rang to clear it (card was seriously in arrears and account had been closed), they offered to process a new application on the spot.

He was given a platinum 0% card with a rubbish limit BUT they have removed all his old account information from the CRA's and replaced it with the new info - his credit report makes much better reading now!! Thought this might be useful info for others

That is really really cool!

darcyvuqua

on the topic of studio i have had mine 6 months now started at £80 every month i pay and the limit increases every month im just wondering when it will stop raising the limit!! there quite cheap too

sutton111

what is it up to now darcy 3 billion?

darcyvuqua

£430 mate as i have just paid this months statement

sutton111

well ive paid mine and i haven't had a credit increase on my jacamo.:mad:

davethorp

sutton111 wrote: »

well ive paid mine and i haven't had a credit increase on my jacamo.:mad:

Don't worry. My girlfriend hasn't had an increase on her simplybe yet. Just spent my increase anyway

sutton111

lol. :rotfl:

darcyvuqua

hey guys i am so hungry but trying to lose a few pound GRRrrrrrrrr..........