Sub Prime Credit Card Club

darcyvuqua

have you tried mbna?????

chexum

Well, as recently as October, Barclaycard have only searched Equifax for me. Long story short, I mentioned mycashplus in the branch where I had my current account (mainly thanks to my employer being there I had no problem opening it), and they were sure they could give me a "real" credit card. Well, they didn't, and I didn't have the chance to ask why due to travelling...

chexum

mbna not yet, thanks -- I can afford to put a search on the credit file this year, since no one wanted to even let me apply. Though none of vanquis, aqua, capital one (and not even flybe) lets you past "oh, since your address is too new, what's the previous one", so I couldn't get even a no so far. I've been waiting to see if I'm on the voters roll, but that won't happen until January. I'm now split between trying something, or leaving it all until next year

moneysavingplumber

Well I've bitten the bullet and applied for Vanquis, my first credit card application in six years. I'm now in the '10 to 14' day waiting phase! My recent Experian score was 815 after completing an IVA in October, so fingers crossed.

darcyvuqua

good luck i have just received my card i hope you get it!

cifpower

Hope you applied via Quidco for the £20

moneysavingplumber

cifpower wrote: »

Hope you applied via Quidco for the £20

:mad: I really wish you hadn't mentioned that! Gutted!

sutton111

moneysavingplumber wrote: »

:mad: I really wish you hadn't mentioned that! Gutted!

they will probably ring you in a couple of days to say you have been successful.

big_Daddy_Dave

those who have vanquis how long did it take to come?

i applied God knows when but got a call yesterday telling me i was approved (for 250)

they said they're sendin it out

but how long will it take?

thanks

cifpower

moneysavingplumber wrote: »

:mad: I really wish you hadn't mentioned that! Gutted!

Sorry.

I always check Quidco or RPoints before I apply for or buy anything online. Just in case.