Sub Prime Credit Card Club

sutton111

08000190905.just ring it back until someone answers. HTH

darcyvuqua

moneysavingallday wrote: »

Hi Darcy, yeah ring and find out and let the rest of us know! I applied for Vanquis a while ago and heard nothing back. I'm considering trying them again.

if you applied before the 6 months wait is out they cancel your application automatically this was done to me around a year ago so i rang up and thats what they told me !

darcyvuqua

i am accepted will post info in a bit

sutton111

Are you ringing them?they will tell you your credit limit as well.

darcyvuqua

im on the phone now

sutton111

darcyvuqua wrote: »

i am accepted will post info in a bit

:T Well done!!!

darcyvuqua

i have been approved for £250 starting limit well im getting alot more things on the credit ladder so im happy apr is dreadful but will not pay any as it will be used for £5 a month and payed off in full the same day

moneysavingallday

darcyvuqua wrote: »

i have been approved for £250 starting limit well im getting alot more things on the credit ladder so im happy apr is dreadful but will not pay any as it will be used for £5 a month and payed off in full the same day

Congratulations. What is the APR? Do you already have other cards?

darcyvuqua

yeah a cap one 2 months ago £100 limit 29.9%
3 months ago a mbna card £500 limit 19.9%
so starting to be a little more credit worthy every month 47.9%
thats why i will not be using it and if i do the balance will be payed off as soon as possible avoiding the daylight robbery in your own wallet!

moneysavingallday

You seem to be


doing very well, especially the mbna card. i'm really interested in the mbna one myself but don't understand how you apply for it.

Best wishes,

MSAD